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SCION XD Car Insurance

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The Scion xD is a compact, economical city car designed for simple, affordable urban commuting. As part of Toyota's youth-oriented brand, it appeals to drivers seeking a practical, easy-to-maintain vehicle with low day-to-day costs.

SCION XD CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Scion xD fluctuate noticeably, rising from $345 in 2021 to a peak of $1137 in 2022, then gradually declining to $542 in 2026. This variability likely reflects small data samples rather than a stable trend.

To find the best insurance for your SCION XD vehicle, it is more important than ever to compare the available options.

How much does insurance for your SCION XD cost in Quebec?

Average premiums vary widely by city for the Scion xD: Montreal ($920) and Repentigny ($890) show the highest amounts, while Trois-Rivières ($265) and Saint-Jean-sur-Richelieu ($455) are noticeably more affordable. Saint-Jérôme sits at an intermediate level ($710).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $666.86
REPENTIGNY $1340.7
SAINT-JEAN-SUR-RICHELIEU $454.91
SAINT-JÉRÔME $709.95
TROIS-RIVIÈRES $265.32

Frequently asked questions (FAQ)

How much does it cost to insure a Scion xD?
The average premium for a Scion xD varies by year, ranging from $345 in 2021 to $1137 in 2022, with a value of $542 in 2026 based on available data.
Why does the Scion xD premium vary so much year to year?
These large swings, including the $1137 peak in 2022, are often explained by the small number of insured vehicles of this model, making averages more sensitive to individual cases.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Scion xD?
Based on the data provided, Trois-Rivières ($265) and Saint-Jean-sur-Richelieu ($455) show the lowest average premiums for this model.
Why is Montreal's premium higher for the Scion xD?
With an average premium of $920, Montreal stands out due to higher traffic density and claim frequency compared to cities like Trois-Rivières ($265).
How can I reduce the cost of insuring a Scion xD?
Comparing quotes from several insurers and checking eligibility for discounts (driving record, policy bundling) are effective ways to lower the premium for this type of vehicle.

Offers received by our customers on SCION XD cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026