SMART FORTWO 2013
Rosalie from Blainville
$721 /year
Premium computed in August 2026
Smart is a manufacturer specializing in urban micro-cars designed for city driving and easy parking. Compact and economical, the brand appeals to urban drivers seeking a practical, nimble, and space-efficient vehicle for daily use.
Between 2021 and 2026, insurance premiums for Smart vehicles fluctuate rather than follow a clear trend, ranging from $394 in 2022 to $514 in 2025, before settling at $456 in 2026. These variations reflect the small size of the Smart vehicle pool and the unique risk profile of this type of micro-car.
To find the best insurance for your SMART vehicle, it is more important than ever to compare the available options.
The highest premiums for Smart vehicles are found in Longueuil ($924), Montreal ($759), and Quebec City ($676), while Drummondville ($162), Laval ($184), and Gatineau ($230) show the lowest amounts. The gap between cities is particularly pronounced for this brand.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| DRUMMONDVILLE | $161.87 |
| GATINEAU | $229.97 |
| LAVAL | $183.96 |
| LONGUEUIL | $924.15 |
| MONTRÉAL | $759.21 |
| QUÉBEC | $676.38 |
| Saguenay | $417.47 |
| SAINT-JEAN-SUR-RICHELIEU | $567.54 |
| SHERBROOKE | $354.77 |
| TERREBONNE | $495.42 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
