SMART FORTWO 2018
Pascale from Montréal
$1213 /year
Premium computed in November 2025
Smart is a brand recognized for its urban micro-cars, perfectly adapted to city living. These compact vehicles stand out for their ease of parking, agility in narrow streets, and reduced ecological footprint. Despite their modest size, Smart cars offer surprisingly functional interior space and modern equipment that meet the needs of urban drivers looking for a practical and economical mobility solution.
Between 2021 and 2025, insurance premiums for Smart vehicles show notable fluctuation, with a significant drop from $602 to $460 between 2021 and 2022, followed by an increase to $548 in 2023, then another decrease to $480 in 2024, before slightly rising again to $511 in 2025.
To find the best insurance for your SMART vehicle, it is more important than ever to compare the available options.
Insurance premiums for Smart vehicles vary considerably by city, with Longueuil showing the highest costs at $1097, followed by Montreal at $724 and Quebec at $685. In contrast, Drummondville and Lévis offer the most affordable premiums at $227 and $229 respectively, nearly five times less than in Longueuil.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $603.11 |
| DRUMMONDVILLE | $227.00 |
| GATINEAU | $302.81 |
| LÉVIS | $228.9 |
| LONGUEUIL | $1096.54 |
| MONTRÉAL | $787.33 |
| QUÉBEC | $685.19 |
| SAINT-JEAN-SUR-RICHELIEU | $597.26 |
| SHERBROOKE | $450.77 |
| TERREBONNE | $584.7 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
