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SMART FORTWO Car Insurance

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The Smart Fortwo is an ultra-compact city car designed for urban mobility. With its minimal length and exceptional turning radius, it excels in tight spaces and city parking. Despite its small size, it offers surprisingly ample interior space for two passengers and well-engineered safety features. Ideal for daily commuting in dense urban environments, it appeals with its unique personality and unmatched practicality.

SMART FORTWO CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the Smart Fortwo show notable fluctuation between 2021 and 2025, with a significant drop from $602 to $460 between 2021 and 2022, followed by an increase to $548 in 2023, then another decrease to $476 in 2024, before slightly rising again to $499 in 2025.

To find the best insurance for your SMART FORTWO vehicle, it is more important than ever to compare the available options.

How much does insurance for your SMART FORTWO cost in Quebec?

Insurance premiums for the Smart Fortwo vary considerably across cities, with the highest costs in Montreal ($724) and Quebec ($685). In contrast, Drummondville ($227) and Lévis ($229) offer the most affordable premiums, representing less than a third of Montreal's costs. Gatineau also presents advantageous rates at $303.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $161.87
GATINEAU $209.94
MONTRÉAL $752.81
QUÉBEC $807.96
SAINT-JEAN-SUR-RICHELIEU $850.2
SHERBROOKE $354.77

Offers received by our customers on SMART FORTWO cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/22/2025