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SUBARU ASCENT 2022 Car Insurance

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The 2022 Subaru Ascent is a three-row family SUV offering standard symmetrical all-wheel drive, a spacious cabin, and a reputation for reliability. Built for active families, it combines versatility, safety, and towing capability in an accessible package.

SUBARU ASCENT 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Subaru Ascent fluctuate before rising overall, moving from $1155 in 2021 to $1523 in 2026, with a notable dip in 2023 ($1054) followed by a sharp increase in 2024 ($1667) and 2025 ($1688).

To find the best insurance for your SUBARU ASCENT 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU ASCENT 2022 cost in Quebec?

Montreal stands out sharply with an average premium of $5064, well above other cities, followed by Quebec City ($2116) and Gatineau ($1951). Trois-Rivières ($994) and Lévis ($1093) show the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1951.1
LAVAL $1686.40
LÉVIS $1093.11
MONTRÉAL $5064.5
QUÉBEC $2116.29
REPENTIGNY $1252.04
SHERBROOKE $1136.6
TERREBONNE $1357.7
TROIS-RIVIÈRES $994.13

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Subaru Ascent?
The average premium varies by year, ranging from $1054 in 2023 to $1688 in 2025, with $1523 projected for 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is the premium so high in Montreal for this vehicle?
Montreal shows an average premium of $5064, far above the other cities provided, which may reflect heavy traffic density and a higher frequency of claims in the region.
Which city offers the lowest cost to insure a 2022 Subaru Ascent?
Based on the data provided, Trois-Rivières ($994) and Lévis ($1093) offer the lowest average premiums for this vehicle.
Has the 2022 Subaru Ascent's premium varied a lot over time?
Yes. It dipped to $1054 in 2023 before climbing to $1667 in 2024 and $1688 in 2025, showing notable volatility between 2021 and 2026.
What factors influence the premium for a Subaru Ascent?
The SUV's size, standard all-wheel drive, parts costs, and replacement value all influence premiums, as does the driver's city of residence.
How can I lower my premium for a 2022 Subaru Ascent?
Comparing quotes from several insurers, especially if you live in a high-premium city like Montreal, can reveal significant differences.

Offers received by our customers on SUBARU ASCENT 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026