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SUBARU ASCENT 2020 Car Insurance

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The 2020 Subaru Ascent is a three-row family SUV offering standard all-wheel drive, a spacious cabin, and a reputation for reliability. It appeals to families seeking a versatile, safe, and comfortable vehicle for long-distance driving.

SUBARU ASCENT 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Subaru Ascent fluctuate, dropping from $1168 to a low of $997 in 2023, then rising to $1280 in 2025 before easing slightly to $1234 in 2026. This variation reflects broader insurance market adjustments rather than a linear trend.

To find the best insurance for your SUBARU ASCENT 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU ASCENT 2020 cost in Quebec?

Premiums vary significantly by city for the 2020 Subaru Ascent: Montreal shows the highest premium ($1926), followed by Lévis ($1475), while Quebec City posts the lowest amount ($719) — a considerable gap between the two extremes.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $1474.77
MONTRÉAL $1925.63
QUÉBEC $719.4

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Subaru Ascent?
The average premium for a 2020 Subaru Ascent varies by year, ranging between $997 and $1280 from 2021 to 2026, with a recent average of $1234 in 2026.
Has the Ascent's premium increased over the years?
Not consistently. It dropped from $1168 in 2021 to a low of $997 in 2023, then rose to $1280 in 2025 before easing slightly to $1234 in 2026.
Which city offers the lowest insurance cost for the 2020 Ascent?
Based on the data provided, Quebec City has the lowest premium ($719), far below Montreal ($1926) and Lévis ($1475).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Ascent's premium vary so much between cities?
Traffic density, claim frequency, and vehicle theft rates differ greatly between Montreal and Quebec City, explaining a gap of over $1200 between the two cities.
What factors influence the premium for a 2020 Subaru Ascent?
Standard all-wheel drive, vehicle weight, parts costs, and its classification as a family SUV influence the premium, which ranges from $997 to $1280 depending on the year.
How can I lower my premium for a 2020 Ascent?
Comparing quotes from multiple insurers, bundling auto and home insurance, and checking applicable discounts remain the best ways to reduce insurance costs.

Offers received by our customers on SUBARU ASCENT 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026