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SUBARU BRZ Car Insurance

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The Subaru BRZ is a compact, rear-wheel-drive sports coupe built for driving enthusiasts. Lightweight and agile, it favors balance and precision over raw power, occupying a niche segment of affordable sports cars.

SUBARU BRZ CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Subaru BRZ fluctuate significantly, rising from $1460 in 2021 to a peak of $2897 in 2023, before dropping to $1748 in 2024, climbing again to $1936 in 2025, and settling at $1602 in 2026. This variability suggests sensitivity to yearly factors rather than a clear linear trend.

To find the best insurance for your SUBARU BRZ vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU BRZ cost in Quebec?

Premiums vary considerably by city: Repentigny ($3860), Drummondville ($2470), and Laval ($2366) show the highest amounts, while Saint-Jean-sur-Richelieu ($366), Sherbrooke ($477), and Lévis ($961) post the lowest premiums. This spread illustrates strong geographic disparity for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2150
DRUMMONDVILLE $2469.94
GATINEAU $983.89
LAVAL $2366.33
LÉVIS $961.34
MONTRÉAL $1178.35
QUÉBEC $2086.51
REPENTIGNY $3859.80
Saguenay $1343.60
SAINT-JEAN-SUR-RICHELIEU $366.24
SAINT-JÉRÔME $1985.98
SHERBROOKE $477.15
TERREBONNE $1507.24
TROIS-RIVIÈRES $1101.28

SUBARU BRZ average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
SUBARU BRZ 2026 $1843.09
SUBARU BRZ 2025 $2609.47
SUBARU BRZ 2024 $1924.19
SUBARU BRZ 2023 $1806.99
SUBARU BRZ 2022 $1632.68
SUBARU BRZ 2020 $1825.78
SUBARU BRZ 2019 $2569.93
SUBARU BRZ 2018 $2384.80
SUBARU BRZ 2017 $1810.33
SUBARU BRZ 2016 $1860.56
SUBARU BRZ 2015 $1401.99
SUBARU BRZ 2014 $1588.55
SUBARU BRZ 2013 $1254.79

Frequently asked questions (FAQ)

How much does auto insurance cost for a Subaru BRZ?
Based on the available data, the average premium fluctuates significantly by year, ranging from $1460 in 2021 to a peak of $2897 in 2023, settling at $1602 in 2026.
Why did the BRZ's premium fluctuate so much between 2021 and 2026?
The data shows a sharp increase in 2023 ($2897) followed by a decline, which may reflect changes in claims frequency, parts costs, or driver profiles during those years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Which city offers the lowest insurance cost for a Subaru BRZ?
Based on the data provided, Saint-Jean-sur-Richelieu ($366) and Sherbrooke ($477) post the lowest average premiums for this model.
Why is the premium in Repentigny so much higher than in Sherbrooke?
Repentigny shows an average premium of $3860 compared to just $477 in Sherbrooke, a gap that may reflect differences in driver profiles, claims frequency, or limited data per city.
What factors influence a BRZ's insurance premium?
Its sports classification, rear-wheel-drive layout, parts costs, and driver profile heavily influence the premium, which can range from under $500 to over $3800 depending on the city.
How can I get the best premium for a Subaru BRZ?
Comparing quotes from multiple insurers remains essential, given the significant differences observed between cities, ranging from $366 to $3860 based on available data.

Offers received by our customers on SUBARU BRZ cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this SUBARU BRZ page

The premiums above cover every version of the SUBARU BRZ, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
BRZ 2DR 2013 - 2026
BRZ KAMINARI 2DR 2026
BRZ SPORT TECH 2DR 2018 - 2026
BRZ SPORT TECH RS 2DR 2018 - 2020
BRZ TS 2DR 2018 - 2026

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