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SUBARU CROSSTREK Car Insurance

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The Subaru Crosstrek is a compact crossover known for its standard all-wheel drive, raised ground clearance, and off-road versatility. Popular among active drivers, it blends urban practicality with adventure capability in an accessible, affordable-to-maintain package.

SUBARU CROSSTREK CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Subaru Crosstrek rises from $1013 to $1217, despite a slight dip in 2022 ($949) and again in 2026 compared to the 2025 peak ($1265). The overall trend remains upward over the period.

To find the best insurance for your SUBARU CROSSTREK vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU CROSSTREK cost in Quebec?

Premiums are highest for the Crosstrek in Montreal ($1594), Laval ($1436), and Brossard ($1355), while Saint-Jean-sur-Richelieu ($927), Trois-Rivières ($1048), and Lévis ($1093) show the lowest amounts. The gap between these cities exceeds $650.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1355.04
DRUMMONDVILLE $1130.08
GATINEAU $1294.42
LAVAL $1435.58
LÉVIS $1093.29
LONGUEUIL $1198.06
MONTRÉAL $1594.02
QUÉBEC $1201.38
REPENTIGNY $1054.69
Saguenay $1263.91
SAINT-JEAN-SUR-RICHELIEU $927.41
SAINT-JÉRÔME $1155.33
SHERBROOKE $1218.69
TERREBONNE $1276.72
TROIS-RIVIÈRES $1047.81

Frequently asked questions (FAQ)

How much does insurance cost for a Subaru Crosstrek?
In 2026, the average premium for a Subaru Crosstrek is $1217. This amount varies considerably depending on the city and the driver's profile.
Has the Crosstrek's premium increased since 2021?
Yes, overall. It rose from $1013 in 2021 to $1217 in 2026, peaking at $1265 in 2025 before a slight decline.
Which city offers the cheapest insurance for a Crosstrek?
Based on the data, Saint-Jean-sur-Richelieu ($927), Trois-Rivières ($1048), and Lévis ($1093) post the lowest average premiums for this model.
Why does Montreal show a higher premium for the Crosstrek?
With an average premium of $1594, Montreal stands out due to higher traffic density and claim frequency compared to regional areas, driving up insurance costs.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the insurance premium for a Crosstrek?
All-wheel drive, replacement value, city of residence, and driver profile are among the main factors influencing the premium, which ranges from $927 to $1594 across cities.
How can I reduce my insurance premium for a Crosstrek?
Comparing quotes from several insurers and bundling auto insurance with home insurance remain the most effective ways to get a better price.

Offers received by our customers on SUBARU CROSSTREK cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026