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SUBARU FORESTER 2009 Car Insurance

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The 2009 Subaru Forester is a compact SUV known for its standard symmetrical all-wheel drive and mechanical reliability. Practical and rugged, it suits drivers seeking a secure, all-season ride in an economical, family-friendly format.

SUBARU FORESTER 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2009 Subaru Forester follows an overall downward trend, moving from $714 to $300, despite some yearly fluctuations such as the slight uptick seen in 2024 ($646). This decline reflects the vehicle's advancing age and declining replacement value.

To find the best insurance for your SUBARU FORESTER 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU FORESTER 2009 cost in Quebec?

Premiums for the 2009 Forester are highest in Longueuil ($792) and Laval ($787), while Sherbrooke ($314), Trois-Rivières ($322), Gatineau ($366), and Montreal ($372) show notably lower amounts, revealing a marked gap between these urban and suburban areas.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $366.24
LAVAL $786.98
LONGUEUIL $792.43
MONTRÉAL $153.69
SHERBROOKE $313.60
TROIS-RIVIÈRES $321.72

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Subaru Forester?
The average premium for a 2009 Subaru Forester varies by year, ranging from $714 in 2021 to $300 in 2026, reflecting the vehicle's gradual depreciation.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why has the premium for the 2009 Forester decreased over time?
The vehicle's age reduces its replacement value, which generally lowers the premium. It dropped from $714 in 2021 to $300 in 2026.
Which cities offer the lowest insurance costs for a 2009 Forester?
Based on the data provided, Sherbrooke ($314) and Trois-Rivières ($322) show the lowest average premiums for this model.
Why is the premium higher in Laval and Longueuil?
Laval ($787) and Longueuil ($792) show noticeably higher premiums than the other cities provided, which may reflect higher traffic density and claim frequency in those areas.
Is an older vehicle like the 2009 Forester cheaper to insure?
Generally yes, since replacement value declines with age. However, parts costs and availability for an older model can sometimes offset part of that decrease.
How can I lower my premium for a 2009 Subaru Forester?
Comparing quotes from several insurers, adjusting optional coverage to match the vehicle's actual value, and bundling auto with home insurance are effective ways to reduce the premium.

Offers received by our customers on SUBARU FORESTER 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026