SUBARU FORESTER 2023 Car Insurance

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The 2023 Subaru Forester is a versatile compact SUV known for its standard all-wheel drive and proven reliability. Favoured by families and outdoor enthusiasts, it combines practicality, safety, and confident all-season handling.

SUBARU FORESTER 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Subaru Forester fluctuate, moving from $1179 to $1070, then rising to $1238, peaking at $1506 in 2025, before easing to $1330 in 2026. This variation reflects periodic adjustments rather than a linear trend.

To find the best insurance for your SUBARU FORESTER 2023 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your SUBARU FORESTER 2023 cost in Quebec?

Premiums are highest for the 2023 Forester in Montreal ($1884), Laval ($1635), and Longueuil ($1587), while Saint-Jean-sur-Richelieu ($788) and Lévis ($954) show the lowest amounts. The gap between cities remains significant, reflecting notable regional variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1173.28
GATINEAU	$1476.67
LAVAL	$1604.87
LÉVIS	$953.60
LONGUEUIL	$1587.26
MONTRÉAL	$1883.74
QUÉBEC	$1216.83
SAINT-JEAN-SUR-RICHELIEU	$788.24
SHERBROOKE	$906.52
TERREBONNE	$978.82
TROIS-RIVIÈRES	$1112.6

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Subaru Forester?

The average premium for a 2023 Subaru Forester varies by year, reaching $1506 in 2025 and $1330 in 2026, with earlier amounts ranging from $1070 to $1238.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the Forester's premium fluctuate between 2022 and 2026?

The premium moved from $1179 to $1070, then climbed to $1506 in 2025 before easing to $1330, reflecting adjustments tied to repair costs and claims rather than a continuous increase.

Which city offers the lowest insurance cost for a 2023 Forester?

Based on the data provided, Saint-Jean-sur-Richelieu ($788) and Lévis ($954) post the lowest average premiums for this model.

Why does Montreal show the highest premium for the Forester?

Montreal records the highest premium at $1884, compared to $788 in Saint-Jean-sur-Richelieu, due to urban density and higher claim frequency in dense areas.

What factors influence the premium for a Subaru Forester?

All-wheel drive, compact SUV classification, parts costs, and the driver's location are key factors in determining the premium.

TOYOTA
RAV4

HONDA
CR-V

MAZDA
CX-5

HYUNDAI
TUCSON

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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