VOLVO S60 2004 Car Insurance

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The 2004 Volvo S60 is a Swedish compact sedan built around safety, solidity, and understated comfort. Ideal for drivers seeking reliability over thrills, it remains a sensible choice among used compact sedans.

VOLVO S60 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 Volvo S60 fluctuate significantly, rising from $230 in 2021 to a peak of $1105 in 2024, then dropping to $623 in 2026. This marked variability likely reflects changes in insured driver profiles rather than a clear linear trend.

To find the best insurance for your VOLVO S60 2004 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your VOLVO S60 2004

How much does insurance for your VOLVO S60 2004 cost in Quebec?

Based on the available data, the average premium for the 2004 Volvo S60 in Montreal is $321, the only city figure provided for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$321.46

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 Volvo S60?

Average premiums vary by reference year, ranging from $230 in 2021 to $1105 in 2024, with a value of $623 in 2026 based on available data.

Does the 2004 Volvo S60 premium show a clear trend?

No. The data shows significant fluctuations between 2021 and 2026, without a consistent progression, suggesting changes tied to insured driver profiles rather than a structural increase.

How much does insurance cost for a 2004 Volvo S60 in Montreal?

In Montreal, the reported average premium for this model is $321, based on the data provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium of a 2004 Volvo S60?

The vehicle's age, reduced replacement value, claims history, and driver profile strongly influence the premium for an older model like the S60 2004.

How can I reduce insurance costs for an older vehicle like the S60 2004?

Comparing quotes from multiple insurers and adjusting coverage to match the vehicle's actual value often helps lower premiums for an older model.

Offers received by our customers on VOLVO S60 2004 cars

VOLVO S60 2004

A Man from Lasalle

$384 /year

Premium computed in April 2022

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/05/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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