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VOLVO S60 2004 Car Insurance

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The 2004 Volvo S60 is a Swedish sedan built around safety, durability, and understated comfort. It appeals to drivers seeking a reliable, well-built, and affordable vehicle on the used-car market.

VOLVO S60 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 Volvo S60 fluctuate significantly, rising from $230 in 2021 to a peak of $1105 in 2024, dropping to $441 in 2025, then climbing back to $978 in 2026. This variability makes a clear trend difficult to establish over the period.

To find the best insurance for your VOLVO S60 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S60 2004 cost in Quebec?

Based on the available data, the average premium for the 2004 Volvo S60 in Saguenay stands at $342, the only city provided for comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
Saguenay $342.42

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 Volvo S60?
Average premiums vary significantly by year, ranging from $230 in 2021 to $1105 in 2024, with a value of $978 in 2026 based on available data.
Do premiums for the 2004 Volvo S60 follow a stable trend?
No. The data shows significant fluctuations rather than a consistent trend, with notable increases and decreases between 2021 and 2026.
How much does auto insurance cost for a 2004 Volvo S60 in Saguenay?
Based on the provided data, the average premium in Saguenay is $342 for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2004 Volvo S60?
Vehicle age, parts availability, claims history, and residual value all influence the premium, which may explain the significant year-to-year variations observed.
Why can premiums for a 2004 vehicle vary so much?
For an older vehicle, claims data can be limited or irregular, which can lead to more pronounced variations from one period to another.
How can I lower my premium for a 2004 Volvo S60?
Comparing quotes from multiple insurers and adjusting optional coverage based on the vehicle's actual value are effective ways to reduce the premium cost.

Offers received by our customers on VOLVO S60 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026