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VOLVO XC40 2019 Car Insurance

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The 2019 Volvo XC40 is a Scandinavian compact SUV combining safety, clean design, and urban practicality. As Volvo's first small SUV, it appeals to drivers seeking a versatile, well-equipped, and reassuring everyday vehicle.

VOLVO XC40 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, the average premium for the 2019 Volvo XC40 fluctuates, dropping from $1235 to $1014 in 2023 before rising sharply to $1801 by 2026. This recent increase likely reflects higher repair and parts replacement costs.

To find the best insurance for your VOLVO XC40 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC40 2019 cost in Quebec?

Based on the data provided, Montreal shows the highest average premium ($2326), followed by Laval ($1861), while Quebec City has the lowest amount ($1285) for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1860.79
MONTRÉAL $2326.11
QUÉBEC $1285.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 Volvo XC40?
The average premium for a 2019 Volvo XC40 fluctuated significantly between 2022 and 2026, reaching $1801 in 2026 after dropping to $1014 in 2023.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.
Why has the XC40's premium risen so much recently?
After dipping to $1014 in 2023, the premium climbed to $1801 by 2026, an increase likely reflecting rising repair and parts costs for this premium SUV.
Which city has the highest insurance cost for the 2019 XC40?
Based on the data provided, Montreal has the highest premium at $2326, compared to $1285 in Quebec City and $1861 in Laval.
What factors influence the insurance premium for an SUV like the XC40?
Replacement value, Scandinavian parts costs, and its premium compact SUV classification contribute to premiums generally higher than mainstream vehicles.
How can I lower my premium for a luxury SUV?
Comparing quotes from several partner insurers and bundling auto with home insurance can help secure better pricing for a vehicle like the XC40.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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