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VOLVO XC40 2019 Car Insurance

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The 2019 Volvo XC40 is a compact Scandinavian SUV built around safety, clean design, and a practical cabin. Well suited to urban driving, it appeals to buyers seeking an affordable premium vehicle that's sturdy and well-equipped for daily use.

VOLVO XC40 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2019 Volvo XC40 fluctuates, dropping to $1014 in 2023 before climbing sharply to $1827 in 2026. This recent increase likely reflects rising parts and repair costs for this vehicle.

To find the best insurance for your VOLVO XC40 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC40 2019 cost in Quebec?

Among the cities provided, Montreal shows the highest premium for the 2019 XC40 ($2326), followed by Lévis ($2091) and Laval ($1861), while Quebec City posts the lowest amount ($1071) — a considerable gap between regions.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1860.79
LÉVIS $2091.18
MONTRÉAL $2326.11
QUÉBEC $1071.27

Frequently asked questions (FAQ)

How much does it cost to insure a 2019 Volvo XC40?
The average premium for a 2019 Volvo XC40 reached $1827 in 2026, after fluctuating between $1014 and $1513 in previous years according to the available data.
Has the premium for the 2019 XC40 changed much over the years?
Yes. It dropped from $1126 in 2021 to just $1014 in 2023, before climbing sharply to $1827 in 2026, suggesting a recent increase in costs tied to this model.
Which city is cheapest to insure a 2019 XC40 in?
Based on the data provided, Quebec City posts the lowest premium ($1071), far below Montreal ($2326), the most expensive city for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for an SUV like the XC40?
Vehicle age, parts value, safety profile, and the driver's place of residence all play an important role in calculating the premium.
How can I lower the insurance cost of a 2019 XC40?
Comparing quotes from several insurers and bundling auto with home coverage remain the most effective ways to reduce premiums for this type of vehicle.

Offers received by our customers on VOLVO XC40 2019 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026