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VOLVO XC40 2022 Car Insurance

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The 2022 Volvo XC40 is a compact Scandinavian SUV combining safety, clean design, and advanced technology. Built for city life and weekend getaways alike, it appeals to drivers seeking practicality, comfort, and accessible premium styling.

VOLVO XC40 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Volvo XC40 fluctuate without a clear linear trend: they drop from $1932 to $1290 in 2022, gradually climb to $1971 by 2025, then ease slightly to $1709 in 2026. These variations reflect shifting insurance cost dynamics rather than a steady increase or decrease.

To find the best insurance for your VOLVO XC40 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC40 2022 cost in Quebec?

City differences are notable for the 2022 Volvo XC40: Montreal shows the highest premium ($3714), followed by Quebec City ($2468) and Lévis ($2115), while Trois-Rivières ($746) and Brossard ($1189) post the lowest amounts, with Longueuil in between ($1795).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1188.56
LÉVIS $2115.04
LONGUEUIL $1795.46
MONTRÉAL $3713.54
QUÉBEC $2467.76
TROIS-RIVIÈRES $746.43

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Volvo XC40?
The average premium for a 2022 Volvo XC40 varies by year, ranging from $1290 in 2022 to $1971 in 2025, with a value of $1709 in 2026.
Are premiums for the 2022 XC40 rising over time?
Not in a linear way. The data shows a drop in 2022 ($1290), a climb to $1971 by 2025, then a slight decrease to $1709 in 2026.
Which city is most expensive for insuring a 2022 XC40?
Based on the provided data, Montreal has the highest premium at $3714, well above the other compared cities.
Where can you find the lowest premiums for this vehicle?
Trois-Rivières ($746) and Brossard ($1189) offer the most affordable average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors explain the price gaps between cities for the XC40?
Traffic density, claim frequency, and theft rates vary by city, which partly explains the gap between Montreal ($3714) and Trois-Rivières ($746).
How can I get a better premium for a 2022 Volvo XC40?
Comparing quotes from multiple insurers and factoring in your city of residence, given the significant differences between cities, is the best way to lower your costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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