VOLVO XC40 2026
A Man from Stoneham-Et-Tewkesbury
$1058 /year
Premium computed in April 2026
The Volvo XC40 is a Scandinavian subcompact SUV combining top-tier safety, clean design, and urban practicality. Built for active drivers, it blends premium comfort with advanced technology in an agile format suited to both city driving and weekend getaways.
Between 2021 and 2025, premiums for the Volvo XC40 generally rise, moving from $1494 to $1911, before easing to $1732 in 2026. This recent decline may reflect adjusted repair costs or a market stabilization after several years of increases.
To find the best insurance for your VOLVO XC40 vehicle, it is more important than ever to compare the available options.
Premiums are highest in Gatineau ($2836), Repentigny ($2466), and Montreal ($2401), while Trois-Rivières ($1003) and Brossard ($1206) post the lowest amounts. The gap between these cities is substantial, exceeding $1800.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1206.33 |
| DRUMMONDVILLE | $1625.24 |
| GATINEAU | $2836.07 |
| LAVAL | $2117.16 |
| LÉVIS | $1921.96 |
| LONGUEUIL | $1795.46 |
| MONTRÉAL | $2401.48 |
| QUÉBEC | $1743.93 |
| REPENTIGNY | $2465.78 |
| Saguenay | $2067.73 |
| SAINT-JEAN-SUR-RICHELIEU | $2103.16 |
| SAINT-JÉRÔME | $1708.89 |
| SHERBROOKE | $2042.54 |
| TROIS-RIVIÈRES | $1002.75 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| VOLVO XC40 2026 | $2014.91 |
| VOLVO XC40 2025 | $1965.87 |
| VOLVO XC40 2024 | $2076.11 |
| VOLVO XC40 2023 | $1826.32 |
| VOLVO XC40 2022 | $1760.46 |
| VOLVO XC40 2021 | $1664.06 |
| VOLVO XC40 2020 | $1293.91 |
| VOLVO XC40 2019 | $1357.14 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the VOLVO XC40, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| XC40 CORE B4 4DR AWD | 2023 |
| XC40 CORE B5 4DR AWD | 2023 - 2026 |
| XC40 INSCRIPTION T5 4DR AWD | 2019 - 2022 |
| XC40 MOMENTUM T4 4DR 2WD | 2019 - 2021 |
| XC40 MOMENTUM T4 4DR AWD | 2020 - 2022 |
| XC40 MOMENTUM T5 4DR AWD | 2019 - 2022 |
| XC40 PLUS B5 4DR AWD | 2023 - 2026 |
| XC40 R-DESIGN T5 4DR AWD | 2019 - 2022 |
| XC40 RECHARGE 4DR AWD | 2021 |
| XC40 RECHARGE CORE 4DR 2WD | 2024 |
| XC40 RECHARGE CORE 4DR AWD | 2022 |
| XC40 RECHARGE PLUS 4DR 2WD | 2024 |
XC40 RECHARGE PLUS 4DR AWD (2022), XC40 RECHARGE TWIN CORE 4DR AWD (2023 - 2024), XC40 RECHARGE TWIN PLUS 4DR AWD (2023 - 2024), XC40 RECHARGE TWIN ULTIMATE 4DR AWD (2023 - 2024), XC40 RECHARGE ULTIMATE 4DR 2WD (2024), XC40 RECHARGE ULTIMATE 4DR AWD (2022), XC40 ULTIMATE B5 4DR AWD (2023 - 2024), XC40 ULTRA B5 4DR AWD (2025 - 2026)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
