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BUICK ENCORE 2016 Car Insurance

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The 2016 Buick Encore is an urban subcompact SUV focused on comfort and a quiet ride. Its compact footprint and easy driving manners make it a practical city choice while still offering SUV-style space and versatility.

BUICK ENCORE 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Buick Encore fluctuate noticeably, moving from $482 to $700, then $998, dropping to $640, rising again to $954, and reaching $1067 in 2026. Despite these swings, the overall trend over the period is upward.

To find the best insurance for your BUICK ENCORE 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2016 cost in Quebec?

Premiums are highest in Lévis ($3615) and Montreal ($3554), standing well above other cities. Quebec City ($512) and Gatineau ($652) show the lowest amounts, while Longueuil ($1324), Trois-Rivières ($821), and Saint-Jean-sur-Richelieu ($769) fall in an intermediate range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $651.78
LÉVIS $3615.2
LONGUEUIL $1323.97
MONTRÉAL $3554
QUÉBEC $511.95
SAINT-JEAN-SUR-RICHELIEU $768.51
TROIS-RIVIÈRES $821.33

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Buick Encore?
Based on available data, the average premium for a 2016 Buick Encore varies significantly year to year, standing at $954 in 2025 and reaching $1067 in 2026.
Have premiums for the 2016 Buick Encore fluctuated a lot over time?
Yes. Between 2021 and 2026, the average premium ranged from $482 to $998 before reaching $1067, showing an upward trend despite significant year-to-year swings.
Which city has the highest insurance cost for a 2016 Buick Encore?
Based on the data provided, Lévis ($3615) and Montreal ($3554) show the highest premiums, well above other cities like Quebec City ($512).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is there such a price gap between cities for this vehicle?
Factors like traffic density, claim frequency, and vehicle theft rates can explain sharp differences, such as between Quebec City ($512) and Lévis ($3615).
What factors influence the premium for a 2016 Buick Encore?
Vehicle age, claims history, city of residence, and driver profile all affect the premium, which has ranged between $482 and $1067 across the years.
How can I lower my premium for a 2016 Buick Encore?
Comparing quotes from several insurers remains the most effective approach, especially given the significant differences observed between cities for this model.

Offers received by our customers on BUICK ENCORE 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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