BUICK ENCORE 2021 Car Insurance

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The 2021 Buick Encore is an urban subcompact SUV that emphasizes comfort, a quiet ride, and an easy-to-maneuver footprint in the city. It appeals to drivers seeking a practical crossover with the refined touch typical of the Buick brand.

BUICK ENCORE 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Buick Encore fluctuate, moving from $1101 to $1047 in 2022, then gradually rising to $1330 in 2025 before easing back to $1114 in 2026. This variation reflects periodic adjustments rather than a clear linear trend.

To find the best insurance for your BUICK ENCORE 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your BUICK ENCORE 2021 cost in Quebec?

Premiums for the 2021 Buick Encore are highest in Lévis ($2217), Montreal ($1450), and Terrebonne ($1445), while Quebec City ($718), Saint-Jérôme ($731), and Sherbrooke ($822) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1059.15
GATINEAU	$1383.77
LAVAL	$869.82
LÉVIS	$2217.11
MONTRÉAL	$1449.70
QUÉBEC	$718.08
Saguenay	$849.56
SAINT-JÉRÔME	$730.75
SHERBROOKE	$821.98
TERREBONNE	$1445.01
TROIS-RIVIÈRES	$1292.63

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Buick Encore?

The average premium for a 2021 Buick Encore ranged between $1047 and $1330 depending on the year, with a value of $1114 observed in 2026.

Are premiums for the 2021 Buick Encore increasing over time?

Not in a linear way. The premium fluctuated from $1101 in 2021 to $1330 in 2025, then dropped to $1114 in 2026, suggesting variation rather than a steady rise.

Which city has the highest insurance cost for a 2021 Buick Encore?

Based on the data provided, Lévis shows the highest premium at $2217, followed by Montreal ($1450) and Terrebonne ($1445).

Where is it cheapest to insure a 2021 Buick Encore?

Quebec City ($718), Saint-Jérôme ($731), and Sherbrooke ($822) post the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the premium vary so much between cities for this vehicle?

Differences in traffic density, claim frequency, and local repair costs explain significant gaps, such as between Lévis ($2217) and Quebec City ($718).

CHEVROLET
TRAX

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MAZDA
CX-30

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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