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BUICK ENCORE 2023 Car Insurance

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The 2023 Buick Encore is a subcompact urban SUV focused on comfort, a quiet ride, and city-friendly manoeuvrability. It appeals to drivers seeking a practical small SUV with the refined touch typical of the Buick brand.

BUICK ENCORE 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Buick Encore rise sharply, moving from $613 to $1272, with a marked jump between 2022 and 2023. Since 2023, amounts have remained relatively stable, ranging between $1222 and $1288.

To find the best insurance for your BUICK ENCORE 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2023 cost in Quebec?

Premiums are highest in Gatineau ($2180), Quebec City ($1599), and Montreal ($1533), while Saguenay ($672), Brossard ($858), and Lévis ($861) show the lowest amounts. The gap between the most and least expensive cities is significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $857.91
GATINEAU $2180
LÉVIS $795.26
LONGUEUIL $1447.52
MONTRÉAL $1533.05
QUÉBEC $1598.94
Saguenay $1343.75
SAINT-JEAN-SUR-RICHELIEU $1513.74
SAINT-JÉRÔME $1367.95

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2023 Buick Encore?
The average premium for a 2023 Buick Encore is $1272 in 2026, after reaching $1222 in 2023 and $1288 in 2025. Amounts vary depending on city and driver profile.
Why did the premium increase so much between 2022 and 2023?
The average premium rose from $613 to $1222 between 2022 and 2023, a significant jump likely reflecting a data adjustment to a more representative sample for the 2023 model.
Which city offers the lowest insurance cost for a 2023 Buick Encore?
Based on the data provided, Saguenay ($672) and Brossard ($858) post the lowest average premiums for this model.
Why does Gatineau show such a high premium?
Gatineau stands out with an average premium of $2180, well above other cities, which may be explained by local factors such as claim frequency or traffic density.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have 2023 Buick Encore premiums stayed stable recently?
Yes. Since 2023, the average premium has varied little, ranging between $1222 and $1288, suggesting relative stability after the initial increase.
How can I reduce my premium for a 2023 Buick Encore?
Comparing quotes from several insurers, especially in higher-cost cities like Gatineau, can help find premiums closer to those seen in Saguenay or Brossard.

Offers received by our customers on BUICK ENCORE 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026