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BUICK ENCORE 2020 Car Insurance

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The 2020 Buick Encore is a subcompact urban SUV focused on comfort, a quiet ride, and city-friendly size. It appeals to drivers seeking a practical vehicle with the refined finish typical of the Buick brand, without the bulk of a family SUV.

BUICK ENCORE 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2020 Buick Encore rises from $983 to $1348. After a slight dip in 2022 ($940), premiums climb steadily from 2023 onward, reaching $1111 in 2024 and $1348 in 2026 — an overall increase of about 37%.

To find the best insurance for your BUICK ENCORE 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2020 cost in Quebec?

Premiums vary widely by city for the 2020 Buick Encore: Saguenay ($2330) and Montreal ($2124) show the highest amounts, while Longueuil ($491) and Terrebonne ($755) post the lowest premiums. Other cities, such as Sherbrooke ($1045) and Brossard ($1095), fall in a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1221.89
LONGUEUIL $491.48
MONTRÉAL $2123.70
QUÉBEC $1180.68
Saguenay $2330.34
SAINT-JEAN-SUR-RICHELIEU $1457.33
SAINT-JÉRÔME $1382.37
SHERBROOKE $1045.31
TERREBONNE $805.88

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Buick Encore?
In 2026, the average premium for a 2020 Buick Encore stands at $1348, up from $983 recorded in 2021.
Has the 2020 Buick Encore's premium always increased?
Not exactly. After a slight dip to $940 in 2022, the premium resumed climbing, reaching $1111 in 2024 and $1348 in 2026.
Which city is most expensive for insuring a 2020 Buick Encore?
Based on the data provided, Saguenay ($2330) and Montreal ($2124) show the highest average premiums for this vehicle.
Which city is cheapest for insuring a 2020 Buick Encore?
Longueuil ($491) and Terrebonne ($755) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2020 Buick Encore?
Vehicle age, claim frequency for the model, city of residence, and driver profile all affect the premium, which ranges from $491 to $2330 based on available data.
How can I lower my premium for a 2020 Buick Encore?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on BUICK ENCORE 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026