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BUICK ENCORE 2020 Car Insurance

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The 2020 Buick Encore is a subcompact crossover with refined styling, designed for urban driving and daily commuting. It combines an elevated seating position, a quiet cabin, and a compact footprint ideal for city parking.

BUICK ENCORE 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Buick Encore fluctuate rather than follow a linear trend, moving from $1145 down to $940 in 2022, then climbing to $1162 in 2025 before settling at $1093 in 2026. Overall, the premium remains relatively stable over the period, without a consistent increase or decrease.

To find the best insurance for your BUICK ENCORE 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2020 cost in Quebec?

The highest premiums for the 2020 Buick Encore are found in Saguenay ($2330) and Montreal ($2124), while Longueuil ($491) and Terrebonne ($806) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $935.22
LONGUEUIL $491.48
MONTRÉAL $2123.70
QUÉBEC $1255.86
Saguenay $2330.34
SAINT-JEAN-SUR-RICHELIEU $1457.33
SAINT-JÉRÔME $1382.37
SHERBROOKE $1045.31
TERREBONNE $805.88

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2020 Buick Encore?
The average premium for a 2020 Buick Encore varies by year, ranging between $940 and $1162 based on the data available from 2021 to 2026, with a value of $1093 in 2026.
Has the premium for the 2020 Buick Encore changed much since 2021?
Not in a straight line. The premium dropped from $1145 in 2021 to $940 in 2022, then gradually climbed to $1162 by 2025 before settling at $1093 in 2026.
Which city has the highest insurance cost for the 2020 Buick Encore?
Based on the data provided, Saguenay ($2330) and Montreal ($2124) show the highest average premiums for this model.
Where is the 2020 Buick Encore cheapest to insure?
Longueuil ($491) and Terrebonne ($806) offer the lowest average premiums among the cities provided for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2020 Buick Encore?
City of residence, vehicle age, claims history, and driver profile are the main factors explaining the differences observed, notably between Longueuil ($491) and Saguenay ($2330).
How can I lower my premium for a 2020 Buick Encore?
Comparing quotes from several insurers and bundling auto and home policies remain the most effective ways to secure a better price for this vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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