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BUICK ENCORE 2021 Car Insurance

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The 2021 Buick Encore is a subcompact SUV built for practical urban use, emphasizing comfort and refined finishing. Ideal for city driving, it appeals to drivers wanting a compact, easy-to-maneuver, well-equipped vehicle without the bulk of a midsize SUV.

BUICK ENCORE 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Buick Encore fluctuate, moving from $1071 to $1148, with a notable peak of $1330 in 2025 followed by a decline in 2026. The overall trend shows a slight increase over the period rather than a steady progression.

To find the best insurance for your BUICK ENCORE 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2021 cost in Quebec?

Premiums are highest in Lévis ($2217), Montreal ($1450), and Terrebonne ($1445), while Quebec City ($718) and Saint-Jérôme ($731) show the lowest amounts. The gap between the most and least expensive cities exceeds $1400, revealing significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1059.15
GATINEAU $1383.77
LAVAL $869.82
LÉVIS $2217.11
MONTRÉAL $1449.70
QUÉBEC $718.08
Saguenay $787.43
SAINT-JÉRÔME $730.75
SHERBROOKE $821.98
TROIS-RIVIÈRES $941.23

Frequently asked questions (FAQ)

How much does it cost to insure a 2021 Buick Encore?
The average premium for a 2021 Buick Encore has ranged between $1047 and $1330 depending on the year, settling at $1148 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium spike to $1330 in 2025?
A temporary increase in repair costs or claims frequency may explain this 2025 peak, before returning to more moderate levels of $1148 in 2026.
Which city is most expensive to insure a 2021 Buick Encore in?
Based on the data provided, Lévis shows the highest premium at $2217, followed by Montreal ($1450) and Terrebonne ($1445).
Where is the 2021 Buick Encore cheapest to insure?
Quebec City ($718) and Saint-Jérôme ($731) show the lowest average premiums among the cities analyzed.
What factors influence the premium for a 2021 Buick Encore?
Mileage, driver profile, claims history, and city of residence all play a role, as shown by the significant differences observed between the provided cities.
How can I reduce my premium for this vehicle?
Comparing quotes from several insurers and bundling auto and home insurance remain the most effective ways to lower the annual cost.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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