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BUICK ENCORE 2022 Car Insurance

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The 2022 Buick Encore is a subcompact crossover built around a quiet cabin, smooth ride, and city-friendly footprint. It targets drivers wanting a premium-feeling compact SUV without the price tag of a luxury model.

BUICK ENCORE 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2022 Buick Encore fluctuates significantly: starting at $915 in 2021, it spikes to $3256 in 2022, then drops back to $1195 in 2023, before stabilizing between $1067 and $1267 through 2026. This isolated 2022 spike stands out clearly from the otherwise more moderate trend.

To find the best insurance for your BUICK ENCORE 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2022 cost in Quebec?

The highest premiums appear in Quebec City ($2713), Repentigny ($1819), and Gatineau ($1481), while Laval ($592), Trois-Rivières ($634), and Sherbrooke ($653) post the lowest amounts. The gap between the most expensive and most affordable cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $727.51
GATINEAU $1481.31
LAVAL $591.67
LONGUEUIL $710.68
MONTRÉAL $915.50
QUÉBEC $2712.67
REPENTIGNY $1819.21
Saguenay $1649.80
SAINT-JEAN-SUR-RICHELIEU $1255.85
SHERBROOKE $653.16
TROIS-RIVIÈRES $633.62

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Buick Encore?
Based on available data, the average premium for a 2022 Buick Encore ranged from $915 to $3256 between 2021 and 2026, settling at $1267 in 2026.
Why was the 2022 premium so high for the Buick Encore?
The data shows a notable spike to $3256 in 2022, well above other years which sit between $915 and $1267. This anomaly may reflect particular market conditions that year.
Which city offers the lowest insurance cost for a Buick Encore?
Based on the data provided, Laval ($592), Trois-Rivières ($634), and Sherbrooke ($653) post the lowest average premiums for this vehicle.
Why does Quebec City show such a high premium for the Buick Encore?
With an average premium of $2713, Quebec City stands out clearly from the other cities provided, where amounts generally range from $592 to $1819.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
How can such large year-over-year premium fluctuations be explained?
Premiums can vary due to changes in insurer portfolios, reported claims, and market adjustments, as shown by the gap between $915 in 2021 and $3256 in 2022.
How can I lower my premium for a Buick Encore?
Comparing quotes from several insurers, especially in lower-cost cities like Laval or Sherbrooke, remains the most effective way to find a competitive price.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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