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BUICK ENCORE 2023 Car Insurance

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The 2023 Buick Encore is a subcompact urban SUV focused on comfort, a quiet ride, and an easy-to-maneuver footprint in the city. It appeals to drivers looking for a practical, affordable alternative in the small SUV segment.

BUICK ENCORE 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2023 Buick Encore jumps from $613 to $1222 in the first full year of data, then stabilizes between $1227 and $1288 before dipping slightly to $1261 in 2026. After the initial increase, the overall trend remains fairly stable.

To find the best insurance for your BUICK ENCORE 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE 2023 cost in Quebec?

Premiums are highest for the 2023 Buick Encore in Gatineau ($2180) and Montreal ($1730), while Terrebonne ($729), Lévis ($795), and Brossard ($858) show the lowest amounts. The gap between cities is significant, ranging from under $800 to over $2100.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $857.91
GATINEAU $2180
LÉVIS $795.26
LONGUEUIL $1447.52
MONTRÉAL $1729.70
QUÉBEC $1220.8
Saguenay $1343.75
SAINT-JEAN-SUR-RICHELIEU $1513.74
SHERBROOKE $1002.8
TERREBONNE $728.99

Frequently asked questions (FAQ)

How much does it cost to insure a 2023 Buick Encore?
The average premium for a 2023 Buick Encore is $1261 in 2026, after reaching $1288 in 2025. The exact amount varies by city and driver profile.
Has the 2023 Buick Encore premium changed much over the years?
Yes. The average premium rose from $613 in 2022 to $1222 in 2023, then stabilized between $1227 and $1288 through 2026, indicating an overall stable trend after the initial jump.
Which city has the highest insurance cost for the 2023 Buick Encore?
Based on the data provided, Gatineau shows the highest premium at $2180, followed by Montreal at $1730, well above cities like Terrebonne ($729) or Lévis ($795).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Encore's premium vary so much by city?
Differences in traffic density, theft or claim frequency, and local repair costs explain the gap between cities like Gatineau ($2180) and Terrebonne ($729).
What factors influence the premium for a 2023 Buick Encore?
Annual mileage, driving record, city of residence, and chosen coverage type are key factors determining the premium for this subcompact SUV.
How can I get a better price for a 2023 Buick Encore?
Comparing quotes from multiple insurers and checking city-level premiums, such as Lévis ($795) or Brossard ($858), often helps identify more affordable options.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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