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BUICK ENCORE Car Insurance

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The Buick Encore is a subcompact urban SUV focused on comfort, quiet cabin insulation, and easy driving manners. Positioned in the affordable-premium segment, it appeals to drivers seeking compact size without sacrificing refinement.

BUICK ENCORE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Buick Encore fluctuate year to year, rising from $902 in 2021 to a peak of $1293 in 2022, then settling around $1171 in 2026. Despite these swings, the overall trend remains upward compared to the starting point.

To find the best insurance for your BUICK ENCORE vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK ENCORE cost in Quebec?

The highest Buick Encore premiums are found in Montreal ($1501), Lévis ($1468), and Laval ($1439), while Brossard ($637), Terrebonne ($849), and Drummondville ($932) show the lowest amounts. The gap between the most expensive and most affordable cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $636.92
DRUMMONDVILLE $932.10
GATINEAU $1205.53
LAVAL $1496.65
LÉVIS $1405.10
LONGUEUIL $970.80
MONTRÉAL $1482.02
QUÉBEC $1120.41
REPENTIGNY $991.50
Saguenay $1487.10
SAINT-JEAN-SUR-RICHELIEU $1116.63
SAINT-JÉRÔME $915.99
SHERBROOKE $1380.02
TERREBONNE $780.92
TROIS-RIVIÈRES $1045.84

BUICK ENCORE average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BUICK ENCORE 2026 $1682.17
BUICK ENCORE 2025 $1576.66
BUICK ENCORE 2024 $1436.55
BUICK ENCORE 2023 $1256.23
BUICK ENCORE 2022 $1189.85
BUICK ENCORE 2021 $1167.40
BUICK ENCORE 2020 $1086.12
BUICK ENCORE 2019 $1057.03
BUICK ENCORE 2018 $1092.28
BUICK ENCORE 2017 $1098.36
BUICK ENCORE 2016 $872.28
BUICK ENCORE 2015 $930.09
BUICK ENCORE 2014 $880.00
BUICK ENCORE 2013 $696.22

Frequently asked questions (FAQ)

How much does it cost to insure a Buick Encore?
The average premium for a Buick Encore varies by year, ranging from $902 in 2021 to $1171 in 2026, with a peak of $1293 in 2022. Amounts fluctuate based on available data.
Have Buick Encore premiums increased over time?
Premiums fluctuate rather than rise in a straight line, moving from $902 in 2021 to $1293 in 2022, then dropping before climbing back to $1171 in 2026.
Which city offers the lowest Buick Encore insurance cost?
Based on the data provided, Brossard ($637), Terrebonne ($849), and Drummondville ($932) post the lowest average premiums for this vehicle.
Why is the premium higher in Montreal than in Brossard?
Montreal shows an average premium of $1501 compared to $637 in Brossard, a gap driven by urban density, traffic, and higher claim frequency in dense areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a Buick Encore?
City of residence, vehicle year, driver profile, and claims history all influence the premium, which ranges from $637 to $1501 based on the data.
How can I lower my premium for a Buick Encore?
Comparing quotes from several insurers and bundling auto insurance with another policy can help secure a better price for this vehicle.

Offers received by our customers on BUICK ENCORE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BUICK ENCORE page

The premiums above cover every version of the BUICK ENCORE, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
ENCORE 4DR 2WD 2013 - 2018
ENCORE 4DR AWD 2013 - 2018
ENCORE ESSENCE 4DR 2WD 2019 - 2020
ENCORE ESSENCE 4DR AWD 2019 - 2020
ENCORE GX AVENIR 4DR AWD 2024 - 2026
ENCORE GX ESSENCE 4DR AWD 2020 - 2023
ENCORE GX ESSENSE 4DR 2WD 2021 - 2022
ENCORE GX PREFERRED 4DR 2WD 2020 - 2026
ENCORE GX PREFERRED 4DR AWD 2020 - 2026
ENCORE GX SELECT 4DR 2WD 2020 - 2022
ENCORE GX SELECT 4DR AWD 2020 - 2023
ENCORE GX SPORT TOURING 4DR AWD 2024 - 2026
Show the 4 other versions

ENCORE PREFERRED 4DR 2WD (2019 - 2022), ENCORE PREFERRED 4DR AWD (2019 - 2022), ENCORE SPORT TOURING 4DR 2WD (2019 - 2020), ENCORE SPORT TOURING 4DR AWD (2019 - 2020)


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BUICK ENCORE by city

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