CHEVROLET SPARK 2016 Car Insurance

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The 2016 Chevrolet Spark is a lightweight, budget-friendly city car built for urban driving. Compact and easy to maneuver, it appeals to drivers seeking an affordable first vehicle that's simple to maintain and inexpensive to run.

CHEVROLET SPARK 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Chevrolet Spark fluctuate rather than follow a linear trend, moving from $1011 in 2021 to $993, $915, $950, then peaking at $1155 in 2025 before dropping to $879 in 2026. This variation reflects market adjustments rather than a steady increase or decrease.

To find the best insurance for your CHEVROLET SPARK 2016 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your CHEVROLET SPARK 2016 cost in Quebec?

Premiums vary significantly by city for the 2016 Spark: Laval shows the highest amount ($1555), followed by Montreal ($1049) and Quebec City ($942), while Trois-Rivières ($316) and Repentigny ($717) are the most affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$1554.55
LONGUEUIL	$890.39
MONTRÉAL	$1049.33
QUÉBEC	$942.32
REPENTIGNY	$717.22
TROIS-RIVIÈRES	$474.08

Frequently asked questions (FAQ)

How much does it cost to insure a 2016 Chevrolet Spark?

In 2026, the average premium for a 2016 Chevrolet Spark stands at $879, after peaking at $1155 in 2025. This amount still varies widely depending on the city and driver profile.

Have premiums for the 2016 Spark increased or decreased over time?

Premiums fluctuated between 2021 and 2026, moving from $1011 to $993, then $915, $950, a peak of $1155 in 2025, before dropping to $879. There is no clear linear trend over the period.

Which city offers the lowest insurance cost for a 2016 Spark?

Based on the data provided, Trois-Rivières ($316) and Repentigny ($717) offer the lowest premiums, while Laval shows the highest at $1555.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the premium vary so much between cities for a 2016 Spark?

Traffic density, claim frequency, and theft rates differ from city to city, which explains the gap between Laval ($1555) and Trois-Rivières ($316).

Is a 2016 Spark cheaper to insure than a newer vehicle?

Generally yes, since its age lowers its replacement value, though parts costs for older models can sometimes push the premium up.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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