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FORD TRANSIT 2012 Car Insurance

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The 2012 Ford Transit is a rugged, versatile commercial van favored by contractors and small businesses for its cargo capacity and reliability. Built for intensive utility use, it prioritizes space and durability over refinement.

FORD TRANSIT 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2012 Ford Transit fluctuates noticeably, moving from $1211 to $763, with a low of $551 in 2025. After an initial sharp decline, costs stabilize before a slight uptick in 2026.

To find the best insurance for your FORD TRANSIT 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD TRANSIT 2012 cost in Quebec?

Premiums vary sharply by city: Longueuil ($1330) and Quebec City ($1216) show the highest amounts, while Drummondville ($267) and Montreal ($282) offer significantly more affordable premiums for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $267.16
LONGUEUIL $1330.24
MONTRÉAL $282.31
QUÉBEC $1216.44

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Ford Transit?
The average premium for a 2012 Ford Transit varies by year, ranging from $551 to $1211 between 2021 and 2026, with the most recent available figure at $763 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle, including commercial vans like the Transit.
Why has the Transit 2012 premium fluctuated so much since 2021?
The premium dropped from $1211 in 2021 to $551 in 2025, then rose to $763 in 2026. Such variation can reflect changes in driver profiles, vehicle usage, or commercial insurance market conditions.
Which city offers the cheapest insurance for the 2012 Transit?
Based on the data provided, Drummondville ($267) and Montreal ($282) post the lowest average premiums, while Longueuil ($1330) and Quebec City ($1216) are significantly higher.
Why are the price differences between cities so large for this vehicle?
Commercial usage patterns, regional claim rates, and urban traffic volume can explain the marked gaps between cities like Longueuil and Drummondville.
What factors influence the premium for a van like the Transit?
Commercial use, annual mileage, claims history, and driving zone are key factors in determining the premium for a utility vehicle like the Transit.
How can I lower the insurance premium for a 2012 Ford Transit?
Comparing quotes from insurers specializing in commercial vehicles and adjusting coverage based on actual vehicle usage are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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