FORD F150 Car Insurance

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The Ford F-150 is the best-selling truck in North America, known for its toughness, towing capability, and versatility. It appeals to both tradespeople and families seeking a capable, reliable vehicle for daily and utility use.

FORD F150 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Ford F-150 fluctuate, rising from $1171 in 2021 to a peak of $1747 in 2025, before easing slightly to $1659 in 2026. This overall increase reflects rising repair and replacement costs for trucks.

To find the best insurance for your FORD F150 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD F150

How much does insurance for your FORD F150 cost in Quebec?

Brossard stands out with a notably high average premium of $4021, far above other cities. Montreal ($2380), Quebec City ($1967), and Trois-Rivières ($1941) follow with elevated amounts, while Longueuil ($1045) and Saint-Jérôme ($1406) show the most affordable premiums.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2971.48
DRUMMONDVILLE	$1557.44
GATINEAU	$1829.81
LAVAL	$1441.16
LÉVIS	$1534.25
LONGUEUIL	$1044.88
MONTRÉAL	$2380.08
QUÉBEC	$2065.78
REPENTIGNY	$1557.30
Saguenay	$1965.03
SAINT-JEAN-SUR-RICHELIEU	$1574.81
SAINT-JÉRÔME	$1405.89
SHERBROOKE	$1515.49
TERREBONNE	$1629.56
TROIS-RIVIÈRES	$1940.70

FORD F150 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
FORD F150 2026	$2669.14
FORD F150 2025	$2578.62
FORD F150 2024	$2503.48
FORD F150 2023	$2069.51
FORD F150 2022	$1899.10
FORD F150 2021	$1750.41
FORD F150 2020	$1588.51
FORD F150 2019	$1492.88
FORD F150 2018	$1311.29
FORD F150 2017	$1107.58
FORD F150 2016	$979.62
FORD F150 2015	$978.44
FORD F150 2014	$786.79
FORD F150 2013	$658.11
FORD F150 2012	$597.68
FORD F150 2011	$534.47
FORD F150 2010	$482.35
FORD F150 2009	$391.51
FORD F150 2008	$381.06
FORD F150 2007	$385.49
FORD F150 2006	$360.43
FORD F150 2005	$434.13
FORD F150 2004	$387.07
FORD F150 2003	$299.69
FORD F150 2002	$259.81
FORD F150 2001	$185.27

Frequently asked questions (FAQ)

How much does auto insurance cost for a Ford F-150?

The average premium for a Ford F-150 varies by year, reaching $1747 in 2025 and $1659 in 2026. Costs have risen noticeably since 2021, when the average was $1171.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does Brossard show such a high premium for the F-150?

Based on the data provided, Brossard averages $4021, far above other cities, which may reflect local factors such as claim frequency or vehicle theft rates.

Where is the F-150 cheapest to insure?

Longueuil ($1045) and Saint-Jérôme ($1406) post the lowest average premiums among the cities provided.

Have F-150 premiums always increased since 2021?

No. The premium first dipped slightly in 2022 ($1145), then rose sharply through 2025 ($1747), before easing to $1659 in 2026.

Why does a truck like the F-150 often cost more to insure?

Its size, high replacement value, and parts costs influence the premium, particularly in urban areas where claims are more frequent.

How can I lower my premium for an F-150?

Comparing quotes from several insurers, especially in higher-cost cities like Brossard or Montreal, remains the most effective way to find a better price.