FORD MUSTANG Car Insurance

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The Ford Mustang is an iconic sports coupe recognized for its muscular styling and dynamic driving manners. A quintessential American symbol, it attracts performance enthusiasts seeking a vehicle with strong character and a distinctive exhaust note.

FORD MUSTANG CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Ford Mustang drops sharply from $1660 in 2021 to $685 in 2022, then gradually rises to $739, $758, and $744 through 2025, before jumping to $880 in 2026. This pattern suggests a stabilization period followed by a recent uptick in insurance costs.

To find the best insurance for your FORD MUSTANG vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD MUSTANG

How much does insurance for your FORD MUSTANG cost in Quebec?

Premiums are highest in Montreal ($2171) and Brossard ($1635), while Trois-Rivières ($449) and Saint-Jean-sur-Richelieu ($470) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1700, revealing strong geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1635.04
DRUMMONDVILLE	$1121.06
GATINEAU	$1524.58
LAVAL	$1398.08
LÉVIS	$685.13
LONGUEUIL	$1098.86
MONTRÉAL	$2171.42
QUÉBEC	$649.46
REPENTIGNY	$1057.59
Saguenay	$1164.25
SAINT-JEAN-SUR-RICHELIEU	$470.18
SAINT-JÉRÔME	$765.40
SHERBROOKE	$682.20
TERREBONNE	$520.58
TROIS-RIVIÈRES	$448.53

Frequently asked questions (FAQ)

How much does it cost to insure a Ford Mustang?

The average premium for a Ford Mustang has varied significantly over the years, from $1660 in 2021 to $685 in 2022, then rising to $880 in 2026. Actual costs depend heavily on the city and driver profile.

Is the Mustang's premium currently rising?

After a sharp drop in 2022, the average premium is gradually climbing again, reaching $880 in 2026 compared to $744 in 2025, suggesting a recent uptick in insurance costs for this model.

Which city has the highest Mustang insurance cost?

Based on the data provided, Montreal has the highest premium at $2171, followed by Brossard at $1635 and Gatineau at $1525.

Where is the Mustang cheapest to insure?

Trois-Rivières ($449) and Saint-Jean-sur-Richelieu ($470) offer the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why do Mustang premiums vary so much by city?

Traffic density, claim frequency, and theft risk specific to each region strongly influence insurance costs, explaining the gap between Montreal ($2171) and Trois-Rivières ($449).

How can I lower my premium for a Ford Mustang?

Comparing quotes from several insurers, choosing a higher deductible, and bundling policies are effective ways to reduce the premium for this type of sports vehicle.