FORD F150 LIGHTNING 2023
Gregory from Québec
$1574 /year
Premium computed in June 2026
The Ford F150 Lightning is a fully electric version of North America's best-selling pickup truck. Combining the legendary toughness of the F-series with zero-emission propulsion, it delivers impressive power, lightning-quick acceleration, and innovative features like bidirectional power flow. This revolutionary vehicle maintains the versatility and towing capacity that made the F150 lineup famous, while offering a quiet and environmentally friendly driving experience.
Insurance premiums for the Ford F150 Lightning saw a significant increase between 2022 and 2024, rising from $2160 to $2745, before slightly decreasing to $2590 in 2025. This trend likely reflects evolving repair costs and increasing availability of risk data for this relatively new electric vehicle.
To find the best insurance for your FORD F150 LIGHTNING vehicle, it is more important than ever to compare the available options.
Insurance premiums for the F150 Lightning vary significantly by city, with Montreal showing the highest costs at $3346, which is 77% more than Saint-Jérôme where premiums are lowest at $1895. Larger urban areas like Montreal, Laval, and Longueuil generally have higher premiums than mid-sized cities like Lévis and Trois-Rivières.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| DRUMMONDVILLE | $2704.98 |
| GATINEAU | $2720.11 |
| LAVAL | $3567.52 |
| LÉVIS | $2112.01 |
| LONGUEUIL | $3325.48 |
| MONTRÉAL | $3430.78 |
| QUÉBEC | $2092.54 |
| Saguenay | $2431.96 |
| SAINT-JEAN-SUR-RICHELIEU | $2112.75 |
| SAINT-JÉRÔME | $2245.4 |
| SHERBROOKE | $2542.43 |
| TERREBONNE | $2677.11 |
| TROIS-RIVIÈRES | $2192.80 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
