FORD FOCUS Car Insurance

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The Ford Focus is a versatile compact car known for its driving enjoyment and everyday efficiency. Designed for both city and highway use, it appeals to drivers seeking a practical, economical, and easy-to-live-with vehicle.

FORD FOCUS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Ford Focus generally decrease, moving from $1745 to $942, despite some intermediate fluctuations ($984 in 2023, $1094 in 2025). This decline may reflect the model's aging and reduced replacement value.

To find the best insurance for your FORD FOCUS vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD FOCUS

How much does insurance for your FORD FOCUS cost in Quebec?

Premiums are highest in Saint-Jérôme ($1494) and Saint-Jean-sur-Richelieu ($1344), while Brossard ($573) and Longueuil ($704) show the lowest amounts. The gap between cities is significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$573.10
DRUMMONDVILLE	$855.50
GATINEAU	$912.10
LAVAL	$1050.24
LÉVIS	$1043.28
LONGUEUIL	$703.98
MONTRÉAL	$951.82
QUÉBEC	$853.53
REPENTIGNY	$1046.17
Saguenay	$1206.52
SAINT-JEAN-SUR-RICHELIEU	$1344.07
SAINT-JÉRÔME	$1493.92
SHERBROOKE	$1267.74
TERREBONNE	$1292.55
TROIS-RIVIÈRES	$864.50

Frequently asked questions (FAQ)

How much does it cost to insure a Ford Focus?

The average premium for a Ford Focus reached $942 in 2026, down from $1745 in 2021, according to available historical data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the Ford Focus premium always decreased since 2021?

No. After a marked drop to $984 in 2023, the premium rose slightly in 2024 and 2025 ($1007 and $1094) before falling again to $942 in 2026.

Which city offers the lowest insurance cost for a Ford Focus?

Based on the data provided, Brossard ($573) and Longueuil ($704) post the lowest average premiums for this model.

Why do cities like Saint-Jérôme show higher premiums?

Saint-Jérôme ($1494) and Saint-Jean-sur-Richelieu ($1344) show higher premiums, which may be linked to claim frequency and local driving patterns.

What factors influence the premium for a Ford Focus?

Vehicle age, replacement value, place of residence, and the owner's driving history are among the most determining factors in setting the premium.

How can I lower my premium for a Ford Focus?

Comparing quotes from several insurers, choosing an appropriate deductible, and maintaining a good driving record are effective ways to reduce the premium.