Find and compare cheap insurance quotes

FORD FUSION Car Insurance

View offers received by our clients for their FORD FUSION car insurance

Click here to save on your car insurance

The Ford Fusion is a versatile midsize sedan valued for its comfortable ride, balanced handling, and spacious cabin. Positioned in the family segment, it suits drivers looking for a reliable car for everyday commuting.

FORD FUSION CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Ford Fusion drops sharply, moving from $3092 in 2021 to $1021 in 2025, before rising slightly to $1173 in 2026. This pattern suggests a major initial adjustment followed by a recent uptick.

To find the best insurance for your FORD FUSION vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FUSION cost in Quebec?

The highest premiums for the Ford Fusion are seen in Drummondville ($2248) and Montreal ($1465), while Saint-Jean-sur-Richelieu ($666) and Laval ($787) show the lowest amounts. Other cities fall in a mid-range band between $891 and $1321.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2247.74
GATINEAU $890.69
LAVAL $787.18
LÉVIS $1321.11
LONGUEUIL $1309.46
MONTRÉAL $1465.17
QUÉBEC $983.12
REPENTIGNY $966.76
Saguenay $1282.53
SAINT-JEAN-SUR-RICHELIEU $665.93
SAINT-JÉRÔME $964.59
SHERBROOKE $1062.57
TERREBONNE $1320.43
TROIS-RIVIÈRES $1120.65

Frequently asked questions (FAQ)

How much does it cost to insure a Ford Fusion?
In 2026, the average premium for a Ford Fusion sits at $1173, after reaching a low of $1021 in 2025. This amount still varies significantly by city and driver profile.
Why has the Ford Fusion premium dropped so much since 2021?
The average premium fell from $3092 in 2021 to roughly $1000-$1200 in subsequent years, a decline that may reflect a data adjustment or a reassessment of the model's risk profile.
Which city offers the lowest insurance cost for a Ford Fusion?
Based on the data provided, Saint-Jean-sur-Richelieu ($666) and Laval ($787) post the lowest average premiums for this model.
Why is Drummondville's premium so much higher?
Drummondville stands out with an average premium of $2248, well above other cities, which may reflect local factors such as claim frequency or the profile of insured drivers.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Will Ford Fusion premiums keep rising?
After reaching $1021 in 2025, the premium climbed back to $1173 in 2026, which could signal a reversal of the downward trend observed since 2021.
How can I lower my premium for a Ford Fusion?
Comparing quotes from several insurers and factoring in your city of residence can make a real difference, since some cities show average premiums twice as high as others.

Offers received by our customers on FORD FUSION cars

Similar brands

TOYOTA
CAMRY
HONDA
ACCORD
CHEVROLET
MALIBU
NISSAN
ALTIMA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026