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FORD TRANSIT Car Insurance

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The Ford Transit is a versatile utility van favored by businesses and tradespeople for its cargo capacity and reliability. Available in multiple configurations, it suits both commercial hauling and custom conversions.

FORD TRANSIT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, Ford Transit premiums fluctuate significantly, dropping from $705 to $529 in 2022, then climbing gradually to a peak of $1774 in 2025, before falling back to $896 in 2026. This volatility reflects marked variation in repair costs and the vehicle's commercial use.

To find the best insurance for your FORD TRANSIT vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD TRANSIT cost in Quebec?

Premiums are highest in Montreal ($1393) and Longueuil ($1130), while Drummondville ($459) and Lévis ($568) show the lowest amounts. Other cities fall within an intermediate range, between $583 and $938.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $459.27
LAVAL $937.98
LÉVIS $568.49
LONGUEUIL $1129.92
MONTRÉAL $1393.04
QUÉBEC $849.92
REPENTIGNY $827.09
SAINT-JEAN-SUR-RICHELIEU $609.66
SAINT-JÉRÔME $583.15
SHERBROOKE $808.78
TERREBONNE $622.56
TROIS-RIVIÈRES $598.38

FORD TRANSIT average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Transit?
The average premium for a Ford Transit varies by year, reaching $896 in 2026 after peaking at $1774 in 2025. Costs largely depend on commercial use and city.
Why did the Transit's premium fluctuate so much between 2021 and 2026?
Premiums rose from $705 in 2021 to a peak of $1774 in 2025, then dropped to $896 in 2026. Such swings often reflect changes in repair costs, claim frequency, and commercial usage of the vehicle.
Which city offers the lowest insurance cost for a Ford Transit?
Based on the data provided, Drummondville ($459) and Lévis ($568) post the lowest average premiums for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle, including commercial vans like the Transit.
Why does Montreal show higher premiums for this vehicle?
With an average premium of $1393, Montreal stands out due to heavy traffic density and frequent commercial use, both of which increase claim risk.
What factors influence a Ford Transit's premium?
Commercial use, annual mileage, van configuration, and registration city strongly influence the premium, which ranged between $459 and $1774 based on the available data.
How can I reduce my Ford Transit insurance premium?
Comparing quotes from several insurers, limiting declared commercial use, and installing anti-theft devices can help lower the premium for this type of utility vehicle.

Offers received by our customers on FORD TRANSIT cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Versions covered by this FORD TRANSIT page

The premiums above cover every version of the FORD TRANSIT, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
TRANSIT 150 WB 130 CARGO VAN 2015 - 2027
TRANSIT 150 WB 130 CARGO VAN AWD 2020 - 2027
TRANSIT 150 WB 130 CARGO VAN DIESEL 2015 - 2019
TRANSIT 150 WB 130 CREW 2021 - 2023
TRANSIT 150 WB 130 CREW AWD 2021 - 2023
TRANSIT 150 WB 130 XL WAGON 2015 - 2020
TRANSIT 150 WB 130 XL WAGON AWD 2020
TRANSIT 150 WB 130 XLT WAGON 2015 - 2020
TRANSIT 150 WB 130 XLT WAGON AWD 2020
TRANSIT 150 WB 148 CARGO VAN 2015 - 2027
TRANSIT 150 WB 148 CARGO VAN AWD 2019 - 2027
TRANSIT 150 WB 148 CARGO VAN DIESEL 2015 - 2019
Show the 46 other versions

TRANSIT 150 WB 148 CREW (2020 - 2023), TRANSIT 150 WB 148 CREW AWD (2020 - 2023), TRANSIT 250 WB 130 CARGO VAN (2015 - 2027), TRANSIT 250 WB 130 CARGO VAN AWD (2020 - 2027), TRANSIT 250 WB 130 CARGO VAN DIESEL (2015 - 2019), TRANSIT 250 WB 130 CREW AWD (2020 - 2023), TRANSIT 250 WB 148 CARGO VAN (2015 - 2027), TRANSIT 250 WB 148 CARGO VAN AWD (2020 - 2027), TRANSIT 250 WB 148 CARGO VAN DIESEL (2015 - 2019), TRANSIT 250 WB 148 CREW (2020 - 2023), TRANSIT 250 WB 148 CREW AWD (2020 - 2023), TRANSIT 250 WB 148 EL CARGO VAN (2015 - 2027), TRANSIT 250 WB 148 EL CARGO VAN AWD (2020 - 2027), TRANSIT 250 WB 148 EL CARGO VAN DIESEL (2015 - 2020), TRANSIT 350 WB 130 BEV CARGO VAN (2022 - 2024), TRANSIT 350 WB 130 CARGO VAN (2017 - 2027), TRANSIT 350 WB 130 CARGO VAN AWD (2020 - 2027), TRANSIT 350 WB 148 BEV CARGO VAN (2022 - 2027), TRANSIT 350 WB 148 CARGO VAN (2015 - 2027), TRANSIT 350 WB 148 CARGO VAN AWD (2020 - 2027), TRANSIT 350 WB 148 CARGO VAN DIESEL (2016 - 2019), TRANSIT 350 WB 148 CREW (2020 - 2023), TRANSIT 350 WB 148 CREW AWD (2020 - 2023), TRANSIT 350 WB 148 EL BEV CARGO VAN (2022 - 2027), TRANSIT 350 WB 148 EL CARGO VAN (2015 - 2027), TRANSIT 350 WB 148 EL CARGO VAN AWD (2020 - 2027), TRANSIT 350 WB 148 EL CARGO VAN DIESEL (2015 - 2020), TRANSIT 350 WB 148 EL CREW (2021 - 2023), TRANSIT 350 WB 148 EL CREW AWD (2020 - 2023), TRANSIT 350 WB 148 XL EL WAGON (2015 - 2027), TRANSIT 350 WB 148 XL EL WAGON AWD (2019 - 2027), TRANSIT 350 WB 148 XL EL WAGON DIESEL (2015 - 2019), TRANSIT 350 WB 148 XL WAGON (2015 - 2027), TRANSIT 350 WB 148 XL WAGON AWD (2020 - 2027), TRANSIT 350 WB 148 XL WAGON DIESEL (2015 - 2019), TRANSIT 350 WB 148 XLT EL WAGON (2015 - 2027), TRANSIT 350 WB 148 XLT EL WAGON AWD (2019 - 2027), TRANSIT 350 WB 148 XLT EL WAGON DIESEL (2016 - 2019), TRANSIT 350 WB 148 XLT WAGON (2015 - 2027), TRANSIT 350 WB 148 XLT WAGON AWD (2020 - 2027), TRANSIT 350 WB 148 XLT WAGON DIESEL (2015 - 2019), TRANSIT CONNECT TITANIUM WAGON (2014 - 2023), TRANSIT CONNECT XL CARGO VAN (2010 - 2023), TRANSIT CONNECT XL WAGON (2014 - 2023), TRANSIT CONNECT XLT CARGO VAN (2010 - 2023), TRANSIT CONNECT XLT WAGON (2010 - 2023)


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