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HONDA ELEMENT Car Insurance

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The Honda Element is a compact crossover known for its versatile cabin, rear-hinged doors, and wear-resistant materials. Designed with outdoor activities in mind, it appeals to practical drivers who value functionality over styling.

HONDA ELEMENT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Honda Element fluctuates, rising from $353 to a peak of $468 in 2024 before easing to $392 and then $395. This pattern reflects variation in repair costs rather than a steady trend.

To find the best insurance for your HONDA ELEMENT vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA ELEMENT cost in Quebec?

Montreal stands out with an average premium of $634, well above the other cities. Trois-Rivières ($251) and Saint-Jérôme ($299) show the lowest amounts, while Drummondville ($306) and Laval ($315) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $306.29
LAVAL $314.9
MONTRÉAL $605.16
SAINT-JÉRÔME $299.1
TROIS-RIVIÈRES $250.7

HONDA ELEMENT average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HONDA ELEMENT 2010 $552.28
HONDA ELEMENT 2009 $539.64
HONDA ELEMENT 2008 $453.10
HONDA ELEMENT 2007 $337.16
HONDA ELEMENT 2006 $329.59
HONDA ELEMENT 2005 $494.92
HONDA ELEMENT 2004 $708.97
HONDA ELEMENT 2003 $312.68

Frequently asked questions (FAQ)

How much does auto insurance cost for a Honda Element?
The average premium for a Honda Element reached $395 in 2026, after fluctuating between $353 in 2021 and a peak of $468 in 2024.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Honda Element's premium fluctuate so much between 2021 and 2026?
The premium rose from $353 to a peak of $468 in 2024 before dropping back to $395, reflecting adjustments tied to repair costs rather than a steady increase.
Which city has the highest insurance cost for a Honda Element?
Based on the data provided, Montreal shows the highest premium at $634, well above the other cities compared.
Where is the Honda Element cheapest to insure?
Trois-Rivières ($251) and Saint-Jérôme ($299) show the lowest average premiums among the cities provided.
What factors influence the premium for a Honda Element?
Vehicle age, replacement value, claims frequency, and the driver's city of residence all directly affect the premium amount.
How can I lower my premium for a Honda Element?
Comparing quotes from several insurers and checking premiums by city, where differences can exceed $300, often helps achieve savings.

No recent premium example was found for "HONDA ELEMENT".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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