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HONDA ELEMENT 2007 Car Insurance

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The 2007 Honda Element is a compact crossover with a boxy, practical design known for its versatile cabin and modular seating. Built for outdoor enthusiasts and pet owners, it prioritizes functionality over style.

HONDA ELEMENT 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2007 Honda Element rises overall, moving from $210 to $293, peaking at $308 in 2025 before a slight dip in 2026. This reflects rising repair costs despite the vehicle's age.

To find the best insurance for your HONDA ELEMENT 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA ELEMENT 2007 cost in Quebec?

A significant gap appears between the two cities provided: Montreal shows a notably higher average premium ($807) than Trois-Rivières ($251), a difference likely tied to urban density and higher claim risk in metropolitan areas.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $807.16
TROIS-RIVIÈRES $250.7

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 Honda Element?
In 2026, the average premium for a 2007 Honda Element is $293, after peaking at $308 in 2025. This amount varies significantly depending on the city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Has the premium for the 2007 Honda Element changed much since 2022?
Yes. It rose from $210 in 2022 to $293 in 2026, peaking at $308 in 2025, marking a notable overall increase over that period.
Why is the premium so different between Montreal and Trois-Rivières?
Based on the data provided, Montreal shows an average premium of $807, compared to only $251 in Trois-Rivières, a gap likely due to traffic density and higher claim frequency in urban areas.
Why is a 2007 Honda Element relatively inexpensive to insure?
As an older vehicle, its replacement value is lower, which generally reduces the premium compared to more recent models.
How can I lower the insurance premium for this vehicle?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's actual value can often result in better prices for an older model like the Element 2007.

Offers received by our customers on HONDA ELEMENT 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026