HONDA ELEMENT 2008
Jimi from Montréal
$876 /year
Premium computed in June 2026
The 2008 Honda Element is a compact utility vehicle known for its versatile cabin, practical rear-hinged doors, and durability. Designed for active lifestyles, it appeals to drivers who prioritize functionality and everyday versatility.
From 2021 to 2026, premiums for the 2008 Honda Element fluctuate, moving from $433 to a peak of $533 in 2022, then dropping to $392 in 2025 before rising again to $552 in 2026. This variation reflects the vehicle's older age and periodic market adjustments rather than a linear trend.
To find the best insurance for your HONDA ELEMENT 2008 vehicle, it is more important than ever to compare the available options.
City differences are notable: Montreal shows the highest premium ($848), followed by Lévis ($434), while Drummondville stands out with the lowest premium ($306) for the 2008 Honda Element.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| DRUMMONDVILLE | $306.29 |
| LÉVIS | $434.10 |
| MONTRÉAL | $848.27 |
The most recent average premium for the 2008 Honda Element is $552 in 2026, though it has ranged between $392 and $552 in recent years based on available data.
Not in a linear way. Between 2021 and 2026, the premium fluctuated, moving from $433 to $533, then dropping to $392, before rising again to $552, reflecting periodic changes rather than a steady increase.
Based on the data provided, Drummondville shows the lowest premium at $306, compared to $434 in Lévis and $848 in Montreal.
Traffic density, claim rates, and vehicle theft are generally higher in urban areas like Montreal, which explains the $848 premium versus $306 in Drummondville.
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Yes. A 2008 vehicle may cost less to insure for physical damage due to its lower value, but the availability of parts can also cause fluctuations, as seen between $392 and $552.
Comparing quotes from multiple insurers, adjusting coverage to match the vehicle's actual value, and bundling policies are effective ways to lower the annual cost.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
