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HYUNDAI IONIQ 5 2025 Car Insurance

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The 2025 Hyundai IONIQ 5 is an electric SUV with futuristic styling, offering competitive range and fast charging. Positioned in the premium EV segment, it appeals to urban drivers seeking technology, interior space, and a quiet ride.

HYUNDAI IONIQ 5 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2025 IONIQ 5 decrease significantly, moving from $3501 to $2245. This decline may reflect adjustments in electric vehicle insurance data as the model becomes more established in the market.

To find the best insurance for your HYUNDAI IONIQ 5 2025 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 5 2025 cost in Quebec?

Premiums are highest in Saint-Jérôme ($4580), Saint-Jean-sur-Richelieu ($4552), and Montreal ($4343), while Drummondville ($1096), Repentigny ($1207), and Lévis ($1449) show the lowest amounts. The spread between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3065.08
DRUMMONDVILLE $1096.01
GATINEAU $3454.96
LAVAL $2450.71
LÉVIS $1448.58
LONGUEUIL $1801.20
MONTRÉAL $2039.85
QUÉBEC $1463.51
REPENTIGNY $1811.24
SAINT-JEAN-SUR-RICHELIEU $4551.84
SHERBROOKE $2602.04
TERREBONNE $2379.44
TROIS-RIVIÈRES $3404.07

Frequently asked questions (FAQ)

How much does insurance cost for a 2025 Hyundai IONIQ 5?
The average premium for the 2025 IONIQ 5 ranges from $3501 in 2024 to $2245 in 2026 based on available data, with significant variation depending on the city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Why is the IONIQ 5 premium decreasing between 2024 and 2026?
The drop from $3501 to $2245 may reflect improved risk assessment for electric vehicles and stabilizing repair costs as the model becomes more common.
Which cities offer the lowest IONIQ 5 2025 premiums?
Based on the data, Drummondville ($1096), Repentigny ($1207), and Lévis ($1449) post the lowest average premiums for this model.
Why are Saint-Jérôme and Montreal so expensive to insure?
Saint-Jérôme ($4580) and Montreal ($4343) have higher traffic density and claim frequency, contributing to premiums well above regions like Drummondville.
Are electric vehicles more expensive to insure?
Often yes, due to high parts and battery costs. However, the IONIQ 5 data shows a gradual decline in premiums, suggesting the market is adjusting.
How can I lower my premium for an IONIQ 5?
Comparing quotes from multiple insurers and checking for electric vehicle discounts can help secure a better price, especially in cities with higher premiums.

Offers received by our customers on HYUNDAI IONIQ 5 2025 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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