HYUNDAI IONIQ 5 2025 Car Insurance

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The 2025 Hyundai IONIQ 5 is a fully electric crossover with futuristic styling, offering generous range and fast charging. Designed for eco-conscious urban drivers, it combines advanced technology with spacious interior room in an accessible package.

HYUNDAI IONIQ 5 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, the average premium for the 2025 IONIQ 5 declines noticeably, moving from $3501 to $2234. This drop likely reflects insurers gaining better risk data on the vehicle as it becomes established in the market.

To find the best insurance for your HYUNDAI IONIQ 5 2025 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HYUNDAI IONIQ 5 2025

How much does insurance for your HYUNDAI IONIQ 5 2025 cost in Quebec?

The highest premiums are found in Saint-Jérôme ($4580), Saint-Jean-sur-Richelieu ($4552), and Montreal ($4343), while Drummondville ($1096), Repentigny ($1207), and Lévis ($1449) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1096.01
GATINEAU	$2987.24
LAVAL	$2653.83
LÉVIS	$1448.58
LONGUEUIL	$1960.16
MONTRÉAL	$4343.44
QUÉBEC	$1829.46
REPENTIGNY	$1207.50
SAINT-JEAN-SUR-RICHELIEU	$4551.84
SAINT-JÉRÔME	$4579.65
SHERBROOKE	$2602.04
TERREBONNE	$2379.44
TROIS-RIVIÈRES	$3404.07

Frequently asked questions (FAQ)

How much does insurance cost for a 2025 Hyundai IONIQ 5?

The average premium for the 2025 IONIQ 5 is $2504 in 2025, projected at $2234 in 2026, down from $3501 in 2024 based on available data.

Is the premium for the 2025 IONIQ 5 rising or falling?

It's falling. Between 2024 and 2026, the average premium drops from $3501 to $2234, a notable decline that may reflect improved risk assessment for this electric vehicle.

Which cities offer the lowest 2025 IONIQ 5 premiums?

Based on the data provided, Drummondville ($1096), Repentigny ($1207), and Lévis ($1449) post the lowest average premiums for this model.

Why does the premium vary so much between cities for this vehicle?

The gap between Saint-Jérôme ($4580) and Drummondville ($1096) illustrates the impact of urban density, claim frequency, and theft rates on local premiums.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads, including electric vehicles.

Do electric vehicles like the IONIQ 5 cost more to insure?

Often yes, due to high battery and specialized parts costs, though these costs tend to decrease over time, as shown by the decline observed between 2024 and 2026.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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