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HYUNDAI IONIQ 5 2026 Car Insurance

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The 2026 Hyundai IONIQ 5 is a fully electric crossover with futuristic styling, offering generous range and fast charging. Designed for eco-conscious urban drivers, it combines cutting-edge technology, roomy interior space, and a quiet ride.

HYUNDAI IONIQ 5 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 IONIQ 5 is a recent model, only two years of data are available. The average premium drops from $2571 in 2025 to $2252 in 2026, a notable decrease, though more data will be needed to confirm a long-term trend.

To find the best insurance for your HYUNDAI IONIQ 5 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 5 2026 cost in Quebec?

Premiums are highest for the 2026 IONIQ 5 in Montreal ($3919), Saint-Jean-sur-Richelieu ($2629), and Quebec City ($2342), while Saint-Jérôme ($1600), Drummondville ($1606), and Trois-Rivières ($1665) show the lowest amounts. The gap between Montreal and the most affordable regions exceeds $2000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1606.13
GATINEAU $1931.37
LAVAL $1841.65
LÉVIS $2360.04
MONTRÉAL $3918.61
QUÉBEC $2342.18
SAINT-JEAN-SUR-RICHELIEU $2629.08
SAINT-JÉRÔME $1600
SHERBROOKE $1816.27
TROIS-RIVIÈRES $1664.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Hyundai IONIQ 5?
The average premium for the 2026 Hyundai IONIQ 5 is $2252, down from $2571 in 2025. This amount can vary significantly depending on the city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the IONIQ 5 premium drop between 2025 and 2026?
The decrease from $2571 to $2252 may reflect better availability of electric parts and increased competition among insurers for electric vehicles, though the limited history makes it hard to confirm a lasting trend.
Which city has the highest cost to insure a 2026 IONIQ 5?
Based on the data provided, Montreal has the highest premium at $3919, followed by Saint-Jean-sur-Richelieu at $2629.
Where is the 2026 IONIQ 5 cheapest to insure?
Saint-Jérôme ($1600) and Drummondville ($1606) post the lowest average premiums among the cities provided.
Do electric vehicles like the IONIQ 5 cost more to insure?
Often yes, due to the high cost of batteries and specialized parts. However, the decrease seen between 2025 and 2026 suggests these costs may be starting to stabilize.
How can I reduce the insurance premium for a 2026 IONIQ 5?
Comparing quotes from multiple insurers, taking advantage of electric vehicle discounts, and bundling auto with home insurance are effective ways to lower the cost.

Offers received by our customers on HYUNDAI IONIQ 5 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026