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HYUNDAI IONIQ 5 2026 Car Insurance

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The 2026 Hyundai IONIQ 5 is a fully electric SUV with futuristic styling, generous range, and fast charging. Positioned as a modern alternative to traditional SUVs, it appeals to drivers seeking technological innovation and versatile electric driving.

HYUNDAI IONIQ 5 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 IONIQ 5 is a recent model, only two years of data are available. The average premium drops from $2571 in 2025 to $2120 in 2026, a notable decrease of about 18%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HYUNDAI IONIQ 5 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 5 2026 cost in Quebec?

Premiums vary widely by city: Montreal shows the highest amount ($3919), followed by Saint-Jean-sur-Richelieu ($2629) and Lévis ($2360), while Longueuil ($1388) and Saint-Jérôme ($1600) post the lowest premiums. The gap between cities exceeds $2500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1606.13
GATINEAU $1931.37
LAVAL $2429.25
LÉVIS $2360.04
LONGUEUIL $1388.13
MONTRÉAL $3918.61
QUÉBEC $2262.02
SAINT-JEAN-SUR-RICHELIEU $2629.08
SAINT-JÉRÔME $1600
SHERBROOKE $1816.27
TROIS-RIVIÈRES $1664.92

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2026 Hyundai IONIQ 5?
The average premium for a 2026 Hyundai IONIQ 5 is $2120, down from $2571 recorded in 2025 for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest insurance cost for the 2026 IONIQ 5?
Based on the data provided, Montreal shows the highest premium at $3919, well above cities like Longueuil ($1388) or Saint-Jérôme ($1600).
Why did the premium drop between 2025 and 2026?
The average premium fell from $2571 to $2120 over this short period, which may reflect data adjustments for a still-recent model rather than an established trend.
Does an electric vehicle like the IONIQ 5 cost more to insure than a gas-powered model?
Electric vehicles can have higher repair and parts replacement costs, which may influence premiums, though this varies by insurer and driver profile.
How can I reduce my premium for a 2026 IONIQ 5?
Comparing quotes from several insurers, especially between cities with marked differences like Montreal ($3919) and Longueuil ($1388), remains the most effective way to find a favorable price.
What factors influence the insurance premium for a 2026 IONIQ 5?
Vehicle value, electric parts costs, city of residence, and driver profile are the main factors affecting the premium, which averages $2120 in 2026.

Offers received by our customers on HYUNDAI IONIQ 5 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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