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JEEP GRAND CHEROKEE 2004 Car Insurance

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The 2004 Jeep Grand Cherokee is a rugged midsize SUV known for its off-road capability and versatility. Popular as a reliable used vehicle, it appeals to drivers seeking a family-friendly ride with an adventurous edge.

JEEP GRAND CHEROKEE 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2025, the average premium for the 2004 Jeep Grand Cherokee drops sharply from $596 to $144, before rising again to $510 in 2026. This fluctuation may reflect shifts in insured driver profiles or in available data for this older model.

To find the best insurance for your JEEP GRAND CHEROKEE 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your JEEP GRAND CHEROKEE 2004 cost in Quebec?

Among the available cities, Terrebonne shows the highest average premium ($832) compared to Saguenay ($679), reflecting a notable gap between the two regions for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
Saguenay $679.07
TERREBONNE $832.15

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Jeep Grand Cherokee?
The average premium ranged from $596 in 2022 to $144 in 2025, then rose to $510 in 2026, based on the available data for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2004 Grand Cherokee fluctuate so much?
The swings between $596 and $144, followed by a rise to $510 in 2026, may result from changes in insured driver profiles or the volume of data available for such an older vehicle.
Where is insurance more expensive, Saguenay or Terrebonne?
Based on the provided data, Terrebonne shows a higher average premium ($832) than Saguenay ($679) for this model.
Is an older vehicle like the 2004 Grand Cherokee cheaper to insure?
Generally yes, since replacement value decreases with vehicle age, which may explain lower premiums seen in some years, such as $144 in 2025.
What factors influence the premium for a 2004 Jeep Grand Cherokee?
Vehicle age, market value, claims history, and the driver's region of residence are key factors in determining the premium.
How can I lower my premium for this vehicle?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and maintaining a clean driving record are effective ways to reduce costs.

No recent premium example was found for "JEEP GRAND CHEROKEE 2004".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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