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JEEP GRAND CHEROKEE 2004 Car Insurance

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The 2004 Jeep Grand Cherokee is a rugged SUV built for off-road capability while offering solid on-road comfort. Known for its towing capacity and versatility, it appeals to drivers seeking a family vehicle able to handle varied terrain.

JEEP GRAND CHEROKEE 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 Jeep Grand Cherokee fluctuate significantly, moving from $460 in 2021 to $596 in 2022, then dropping to $144 in 2025 before rebounding to $595 in 2026. This variability likely reflects changes in insured driver profiles rather than a stable trend.

To find the best insurance for your JEEP GRAND CHEROKEE 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your JEEP GRAND CHEROKEE 2004 cost in Quebec?

Based on the available data, the average premium for the 2004 Jeep Grand Cherokee is higher in Terrebonne ($832) than in Saguenay ($679), a gap of more than $150 between the two cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
Saguenay $679.07
TERREBONNE $832.15

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 Jeep Grand Cherokee?
Based on the available data, the average premium has varied between $144 and $596 from 2021 to 2026, with the most recent figure at $595 in 2026, showing strong year-to-year variability.
Are premiums for the 2004 Grand Cherokee stable over time?
No. Premiums fluctuate considerably, dropping from $460 in 2021 to just $144 in 2025, then rebounding to $595 in 2026, making a clear trend difficult to identify.
Which city has the highest insurance cost for the 2004 Grand Cherokee?
Among the cities provided, Terrebonne shows the highest average premium at $832, compared to $679 in Saguenay.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for an older vehicle like the 2004 Grand Cherokee?
Vehicle age, reduced replacement value, the driver's claims history, and region of residence strongly influence the premium, explaining the significant year-to-year variation observed.
How can I reduce the insurance cost for a 2004 Grand Cherokee?
Comparing quotes from multiple insurers and adjusting coverage to match the vehicle's actual value are effective ways to lower the premium for an older model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026