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LEXUS RX350 Car Insurance

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The Lexus RX350 is a midsize luxury SUV known for its quiet comfort, legendary reliability, and premium finishes. Ideal for families and professionals seeking a refined driving experience without compromising on space or onboard technology.

LEXUS RX350 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lexus RX350 fluctuate significantly: after dropping from $1719 to $1307 in 2022, they gradually climb to $1727 in 2024, spike to $2555 in 2025, then fall back to $1738 in 2026. This volatility suggests periodic variation rather than a stable linear trend.

To find the best insurance for your LEXUS RX350 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS RX350 cost in Quebec?

Premiums vary considerably by city: Gatineau shows an exceptionally high amount of $18712, followed by Terrebonne ($2738) and Saint-Jérôme ($2723), while Longueuil ($757) and Brossard ($1209) show the lowest amounts among the 15 cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1919.15
DRUMMONDVILLE $2515.72
GATINEAU $2578.80
LAVAL $2253.08
LÉVIS $2271.45
LONGUEUIL $403.84
MONTRÉAL $2831.34
QUÉBEC $1938.23
REPENTIGNY $552.63
Saguenay $753.08
SAINT-JEAN-SUR-RICHELIEU $2319.52
SAINT-JÉRÔME $2723.10
SHERBROOKE $1791.98
TERREBONNE $2806.79
TROIS-RIVIÈRES $3010.70

LEXUS RX350 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS RX350 2026 $3084.39
LEXUS RX350 2025 $3275.99
LEXUS RX350 2024 $2828.03
LEXUS RX350 2023 $2300.12
LEXUS RX350 2022 $2335.22
LEXUS RX350 2021 $2537.69
LEXUS RX350 2020 $2143.35
LEXUS RX350 2019 $1855.60
LEXUS RX350 2018 $1958.53
LEXUS RX350 2017 $1683.34
LEXUS RX350 2016 $1745.84
LEXUS RX350 2015 $1323.02
LEXUS RX350 2014 $974.64
LEXUS RX350 2013 $1103.97
LEXUS RX350 2012 $874.15
LEXUS RX350 2011 $1084.74
LEXUS RX350 2010 $1048.46
LEXUS RX350 2009 $734.22
LEXUS RX350 2008 $684.36
LEXUS RX350 2007 $417.21

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus RX350?
The average premium for a Lexus RX350 has ranged between $1307 and $2555 depending on the year, with a value of $1738 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the RX350 premium spike in 2025?
In 2025, the average premium reached $2555, a peak compared to other years. This type of spike may reflect a temporary rise in repair costs or claims volume for this model.
Which city has the highest insurance cost for the RX350?
Based on the data provided, Gatineau shows the highest premium at $18712, significantly above other cities like Longueuil ($757) or Brossard ($1209).
Which cities offer the most affordable premiums for the RX350?
Longueuil ($757) and Brossard ($1209) show the lowest average premiums among the 15 cities provided for this model.
What factors influence the premium for a luxury SUV like the RX350?
High replacement value, specialized parts costs, and the risk profile associated with premium SUVs contribute to the premiums observed, which vary widely by city and year.
How can I lower my premium for a Lexus RX350?
Comparing quotes from several insurers, especially in higher-cost cities like Gatineau or Montreal, can often reveal significant differences for the same driver profile.

Offers received by our customers on LEXUS RX350 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 06/06/2026

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