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LEXUS RX350 2021 Car Insurance

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The 2021 Lexus RX350 is a midsize luxury SUV known for its quiet comfort, reliability, and refined finish. It appeals to drivers seeking a versatile premium vehicle that combines technology, family-friendly space, and upscale brand image.

LEXUS RX350 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Lexus RX350 fluctuate significantly, dropping from $1886 to $1387 in 2022, then climbing to $3375 in 2025 before falling back to $2011 in 2026. This variability reflects market adjustments rather than a stable linear trend.

To find the best insurance for your LEXUS RX350 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS RX350 2021 cost in Quebec?

The highest premiums for the Lexus RX350 are found in MONTRÉAL ($5392) and LAVAL ($4330), while SAGUENAY shows a notably lower amount ($799). SHERBROOKE falls between these extremes at $2748.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $4330.46
MONTRÉAL $5392.23
Saguenay $798.75
SHERBROOKE $2747.89

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2021 Lexus RX350?
Based on available data, the average premium ranged from $1387 to $3375 between 2021 and 2026, settling at $2011 in 2026.
Do premiums for the 2021 RX350 follow a stable trend?
No. Premiums fluctuate significantly, rising from $1886 in 2021 to $3375 in 2025, then dropping to $2011 in 2026, indicating variability rather than a linear trend.
Which city offers the lowest insurance cost for the Lexus RX350?
Among the cities provided, SAGUENAY shows the lowest average premium at $799, compared to $5392 in MONTRÉAL.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the RX350 premium vary so much by city?
Urban density, claim frequency, and vehicle theft rates play a major role in the gap between MONTRÉAL ($5392) and SAGUENAY ($799).
What factors influence insurance costs for a luxury SUV like the RX350?
High replacement value, parts costs, and its premium classification generally contribute to higher-than-average premiums compared to the broader market.
How can I lower my premium for a Lexus RX350?
Comparing quotes from several insurers and bundling auto and home insurance remain the most effective ways to reduce costs for this type of vehicle.

Offers received by our customers on LEXUS RX350 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026