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LEXUS RX350 2022 Car Insurance

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The 2022 Lexus RX350 is a midsize luxury SUV known for its quiet comfort, reliability, and refined finish. It appeals to drivers seeking a premium experience without sacrificing space, ideal for demanding urban families.

LEXUS RX350 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Lexus RX350 fluctuate rather than follow a steady path, rising from $2079 in 2021 to a peak of $2534 in 2025 before dropping to $1943 in 2026. This variability suggests sensitivity to market conditions rather than a uniform trend.

To find the best insurance for your LEXUS RX350 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS RX350 2022 cost in Quebec?

Among the cities provided, Laval shows the highest premium ($3783), followed by Gatineau ($2590) and Montreal ($2523), while Trois-Rivières stands out with a notably lower amount ($1237). The gap between these cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2515.72
GATINEAU $2590.07
LAVAL $3782.68
MONTRÉAL $2523.47
TROIS-RIVIÈRES $1236.90

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Lexus RX350?
The average premium varies by reference year, ranging from $1943 in 2026 to $2534 in 2025. In 2022, the model year itself, the average was $2304.
Do premiums for the 2022 Lexus RX350 follow a clear trend?
No. Between 2021 and 2026, premiums fluctuate between $2075 and $2534 without a consistent direction, making it hard to identify a long-term trend.
Which city has the highest insurance cost for a 2022 Lexus RX350?
Based on the data provided, Laval shows the highest premium at $3783, well above other compared cities like Montreal ($2523) or Trois-Rivières ($1237).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why is insurance for a luxury SUV like the RX350 more expensive?
Higher replacement value, specialized parts costs, and increased theft frequency for luxury SUVs contribute to premiums generally above those of mainstream vehicles.
Why is there a gap between Laval and Trois-Rivières?
Urban density, traffic volume, and claim frequency differ greatly between these cities, explaining the gap between $3783 in Laval and $1237 in Trois-Rivières.
How can I reduce my premium for a Lexus RX350?
Comparing quotes from several insurers, adjusting deductibles, and bundling auto and home coverage are effective ways to lower the premium for this type of vehicle.

Offers received by our customers on LEXUS RX350 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026