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NISSAN VERSA 2012 Car Insurance

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The 2012 Nissan Versa is an economical subcompact sedan known for its low fuel consumption and roomy cabin despite its compact footprint. It targets drivers seeking an affordable, practical, and low-maintenance vehicle.

NISSAN VERSA 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2012 Nissan Versa declines overall, moving from $899 to $515. A slight uptick to $632 appears in 2025 before dropping again, but the general trend over the period remains downward, consistent with the vehicle's increasing age.

To find the best insurance for your NISSAN VERSA 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your NISSAN VERSA 2012 cost in Quebec?

Premiums for the 2012 Versa are highest in Saguenay ($1357) and Saint-Jean-sur-Richelieu ($1182), while Saint-Jérôme ($248), Repentigny ($386), and Gatineau ($403) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $403.3
LAVAL $846.98
LÉVIS $441.48
LONGUEUIL $665.14
MONTRÉAL $627.36
QUÉBEC $757.70
REPENTIGNY $385.86
Saguenay $1357.05
SAINT-JEAN-SUR-RICHELIEU $1181.56
SAINT-JÉRÔME $247.67
SHERBROOKE $522.83
TERREBONNE $713.46
TROIS-RIVIÈRES $797.82

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Nissan Versa?
The average premium for a 2012 Nissan Versa was $515 in 2026, after reaching $632 in 2025. This amount varies depending on city and driver profile.
Has the premium for the 2012 Versa decreased over time?
Yes, overall. Between 2021 and 2026, the average premium dropped from $899 to $515, consistent with the vehicle's increasing age, despite a temporary rise to $632 in 2025.
Which city has the most expensive insurance for the 2012 Versa?
Based on the data provided, Saguenay shows the highest premium at $1357, followed by Saint-Jean-sur-Richelieu at $1182.
Where are the lowest premiums found for this model?
Saint-Jérôme ($248), Repentigny ($386), and Gatineau ($403) show the lowest average premiums for the 2012 Versa among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does vehicle age affect the premium?
An older vehicle like the 2012 Versa has a lower replacement value, which tends to reduce premiums over the years, aside from local risk variations.
How can I lower my premium for a 2012 Versa?
Comparing quotes from multiple insurers and adjusting coverage to match the vehicle's actual value are effective ways to reduce insurance costs.

Offers received by our customers on NISSAN VERSA 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026