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NISSAN VERSA 2022 Car Insurance

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The 2022 Nissan Versa is an economical subcompact sedan built for city driving and low fuel consumption. Simple and accessible, it attracts drivers looking for a reliable vehicle that's affordable to buy and easy to maintain day to day.

NISSAN VERSA 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2022 Nissan Versa fluctuate without a clear direction, moving from $1344 to $1299 in 2023, rising to $1506 in 2025, then dropping to $1251 in 2026. This variability suggests relative stability rather than a consistent increase or decrease.

To find the best insurance for your NISSAN VERSA 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your NISSAN VERSA 2022 cost in Quebec?

City-to-city differences are significant for the 2022 Versa: Montreal shows the highest premium ($3891), followed by Trois-Rivières ($1872), while Laval posts the lowest ($865). Saint-Jean-sur-Richelieu ($1235) and Terrebonne ($1160) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $865.46
MONTRÉAL $3891.3
SAINT-JEAN-SUR-RICHELIEU $1234.93
TERREBONNE $1160.26
TROIS-RIVIÈRES $1871.53

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Nissan Versa?
The average premium for a 2022 Nissan Versa varies by year, ranging from $1251 to $1506 between 2022 and 2026, with a recent average around $1506 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is the premium so high in Montreal for the 2022 Versa?
Montreal shows an average premium of $3891, well above the other cities provided, due to traffic density, vehicle theft, and higher claim frequency in urban areas.
Which city offers the lowest premium for the 2022 Versa?
Based on the data provided, Laval has the lowest premium at $865, compared to $3891 in Montreal and $1872 in Trois-Rivières.
Does the Versa 2022 premium increase every year?
No. The data shows fluctuations: $1344 in 2022, a drop to $1299 in 2023, a rise to $1506 in 2025, then a decline to $1251 in 2026, without a consistent trend.
What factors influence the premium for a 2022 Versa?
Place of residence, driver age, claims history, and annual mileage are among the factors driving premium differences, as shown by the significant gaps between the cities provided.
How can I lower my premium for a 2022 Versa?
Comparing quotes from several insurers, especially if you live in a city with higher premiums like Montreal, can often reveal better options.

Offers received by our customers on NISSAN VERSA 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026