NISSAN VERSA 2013 Car Insurance

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The 2013 Nissan Versa is an economical subcompact sedan valued for its low fuel consumption and affordable upkeep. Simple and practical, it suits drivers seeking a reliable vehicle for everyday commuting at a lower cost.

NISSAN VERSA 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 Nissan Versa fluctuate significantly, rising from $613 to a peak of $1450 in 2023 before dropping back to $589 in 2026. This variability reflects shifts in risk profile or market conditions rather than a clear linear trend.

To find the best insurance for your NISSAN VERSA 2013 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your NISSAN VERSA 2013

How much does insurance for your NISSAN VERSA 2013 cost in Quebec?

Premiums vary widely among the cities provided: Laval shows the highest premium ($1379), followed by Saint-Jean-sur-Richelieu ($353), while Trois-Rivières posts the lowest amount ($157).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$1379.08
SAINT-JEAN-SUR-RICHELIEU	$353
TROIS-RIVIÈRES	$157.46

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2013 Nissan Versa?

The average premium fluctuated significantly between 2021 and 2026, ranging from $613 to a peak of $1450 in 2023, then dropping to $589 in 2026 according to available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the 2013 Versa's premium fluctuate so much?

The variations, including the $1450 peak in 2023, may stem from changes in claims history, policyholder profiles, or broader insurance market conditions.

Which city offers the lowest insurance cost for a 2013 Versa?

Based on the data provided, Trois-Rivières has the lowest premium ($157), followed by Saint-Jean-sur-Richelieu ($353), far below Laval ($1379).

Why is Laval's premium so much higher?

Urban density and higher claim frequency in Laval may explain an average premium of $1379, notably above the other compared cities.

What factors influence the premium for a 2013 Nissan Versa?

The vehicle's age, claims history, city of residence, and driver profile all affect the final premium, explaining the differences seen in the data.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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