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SUBARU ASCENT 2023 Car Insurance

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The 2023 Subaru Ascent is a three-row family SUV featuring standard symmetrical all-wheel drive, a spacious cabin, and an adventure-ready character. It appeals to families seeking versatility, safety, and towing capability in a midsize package.

SUBARU ASCENT 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Subaru Ascent fluctuate, rising from $1073 to $1597 in 2023, dipping to $1484 in 2024, then climbing again to $1703 and $1842. Despite these swings, the overall trend over the period remains upward.

To find the best insurance for your SUBARU ASCENT 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU ASCENT 2023 cost in Quebec?

Premiums are highest in Montreal ($2694) and Saint-Jérôme ($2060), while Gatineau ($1235) posts the lowest amount. Laval ($1805) and Saguenay ($1722) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1234.97
LAVAL $1805.39
MONTRÉAL $2694.26
Saguenay $1722.2
SAINT-JÉRÔME $2060.1

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Subaru Ascent?
The average premium for a 2023 Subaru Ascent reached $1842 in 2026, after fluctuating from $1073 in 2022.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did the Ascent's premium drop in 2024?
After rising to $1597 in 2023, the average premium fell to $1484 in 2024, a variation that may stem from changes in claims data or market factors specific to that year.
Which city offers the lowest insurance cost for a 2023 Ascent?
Based on the data provided, Gatineau shows the lowest average premium at $1235, compared to $2694 in Montreal.
Why is Montreal more expensive for insuring an Ascent?
Traffic density, vehicle theft rates, and higher claim frequency in urban areas help explain why Montreal shows $2694, more than double Gatineau's amount.
What factors influence a Subaru Ascent's premium?
SUV size, all-wheel drive, parts costs, and driver profile all influence the premium, which varies significantly by city, from $1235 to $2694.
How can I lower my Ascent's insurance premium?
Comparing multiple quotes, bundling auto and home insurance, and maintaining a clean driving record are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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