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SUBARU ASCENT Car Insurance

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The Subaru Ascent is a three-row family SUV built around standard all-wheel drive, generous interior space, and the brand's trademark durability. It appeals to active families seeking versatility, safety, and towing capability for both road trips and daily driving.

SUBARU ASCENT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Subaru Ascent rise continuously, moving from $1085 to $1668. In 2026, a decrease is observed, with the average premium dropping to $1512, potentially indicating an adjustment following several years of sustained increases.

To find the best insurance for your SUBARU ASCENT vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU ASCENT cost in Quebec?

Premiums are highest in Montreal ($2503), Longueuil ($2239), and Saint-Jérôme ($2060), while Brossard ($1072), Terrebonne ($1083), and Sherbrooke ($1188) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1071.51
GATINEAU $1423.90
LAVAL $1519.52
LÉVIS $1283.94
LONGUEUIL $2238.57
MONTRÉAL $2530.72
QUÉBEC $1680.54
REPENTIGNY $1252.04
Saguenay $1722.2
SAINT-JÉRÔME $2060.1
SHERBROOKE $1188.25
TERREBONNE $1083.13
TROIS-RIVIÈRES $1610.72

SUBARU ASCENT average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
SUBARU ASCENT 2025 $2086.57
SUBARU ASCENT 2024 $1949.03
SUBARU ASCENT 2023 $1644.39
SUBARU ASCENT 2022 $1540.07
SUBARU ASCENT 2021 $1408.48
SUBARU ASCENT 2020 $1203.32
SUBARU ASCENT 2019 $1202.83

Frequently asked questions (FAQ)

How much does insurance cost for a Subaru Ascent?
The average premium for a Subaru Ascent moved from $1085 in 2021 to $1668 in 2025, before decreasing to $1512 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium decrease in 2026?
After a steady rise from $1085 in 2021 to $1668 in 2025, the drop to $1512 in 2026 may reflect a market adjustment or insurer premium revisions.
Which cities offer the lowest insurance costs for the Subaru Ascent?
Based on the data provided, Brossard ($1072), Terrebonne ($1083), and Sherbrooke ($1188) post the lowest average premiums for this vehicle.
Why is the premium so high in Montreal?
In Montreal, the average premium reaches $2503, more than double the amount seen in Brossard. Traffic density and higher claim frequency in urban areas partly explain this gap.
What factors influence the premium for an SUV like the Ascent?
Vehicle size, replacement value, all-wheel drive, and parts costs all contribute to the premium, along with the driver's city of residence.
How can I lower my premium for a Subaru Ascent?
Comparing quotes from several insurers, bundling auto with home insurance, and checking for safety-related discounts can help lower the premium, especially in higher-cost cities like Montreal.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this SUBARU ASCENT page

The premiums above cover every version of the SUBARU ASCENT, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
ASCENT 4DR AWD 2019 - 2025
ASCENT LIMITED 4DR AWD 2019 - 2025
ASCENT ONYX 4DR AWD 2022 - 2025
ASCENT PREMIER 4DR AWD 2019 - 2025
ASCENT SPORT 4DR AWD 2025
ASCENT TOURING 4DR AWD 2019 - 2025

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SUBARU ASCENT by city

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