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SUBARU FORESTER 2012 Car Insurance

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The 2012 Subaru Forester is a compact crossover known for its standard all-wheel drive and proven reliability. Built for active drivers, it combines practicality, good visibility, and versatility for daily commuting as well as off-the-beaten-path getaways.

SUBARU FORESTER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2012 Subaru Forester first drops from $1091 to $563 in 2024, before rising again to $765 and then $885 in 2026. The initial decline reflects vehicle depreciation, while the recent uptick may be explained by broader increases in repair and insurance costs.

To find the best insurance for your SUBARU FORESTER 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU FORESTER 2012 cost in Quebec?

Premiums vary significantly by city: Montreal posts the highest amount ($1750), followed by Laval ($1177), while Longueuil ($585) and Quebec City ($516) offer the most affordable premiums for the 2012 Forester.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $871.27
MONTRÉAL $1749.62
QUÉBEC $515.51

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Subaru Forester?
The average premium for a 2012 Subaru Forester has ranged between $563 and $1091 across the years, reaching $885 in 2026 based on available data.
Has the premium for the 2012 Forester changed much over time?
Yes. It dropped from $1091 in 2021 to a low of $563 in 2024, then rose again to $885 in 2026, a pattern linked to depreciation followed by rising insurance costs.
Which city offers the cheapest insurance for the 2012 Forester?
Based on the data provided, Quebec City ($516) and Longueuil ($585) offer the lowest premiums, compared to Montreal ($1750) and Laval ($1177).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium rise again after 2024?
The increase observed between 2024 ($563) and 2026 ($885) can be explained by rising repair and parts costs overall, even for an older vehicle like the 2012 Forester.
What factors influence the premium for a 2012 Forester?
Vehicle age, replacement value, city of residence, and the driver's claims history are among the main factors influencing the premium.
How can I lower my insurance premium for this vehicle?
Comparing quotes from several insurers and checking eligibility for discounts, such as a low-risk vehicle or a clean driving record, are effective ways to reduce the premium.

Offers received by our customers on SUBARU FORESTER 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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